insurance purchased– as long as there are planned events that are age appropriate.
If there is no planned activity that is age appropriate, then Tag-A-Long’s (whether registered
or not) are not covered under the basic plan included with membership or any additional
insurance. It will be the responsibility of the adult in charge to ensure the well-being of the
Tag-A-Long and/or find a suitable activity for the Tag-A-Long.
For example: if a Daisy is attending a Cadette event where they were participating in archery –
and there is no planned event/activity for that Daisy that is Daisy appropriate – then the Daisy
would not be covered under the basic plan as registered members and are not insurable even
under the additional plan.
6. Additional insurance is not required for event activities that are “usual” in nature. For example,
Gold Award ceremonies, Bridging events, dinners and receptions, etc. where nonmembers are
not actively participating in the activity. See decision tree below.
7. A minimum payment of $5 is required for additional insurance requests; however, multiple
additional request forms (even if events will be held on different days at different places and
times) can be combined to make one submission to Mutual of Omaha to reduce insurance costs.
8. If an email address is provided on the Additional Insurance Request Form, an insurance
enrollment confirmation email will be sent.
Do I need to purchase additional activity insurance?
NO
Are there any non-members
attending?
YES – Buy Extended Event
(Plan 3E) or higher
YES
Is the activity/event more
than 2 overnights?
YES – Buy Extended Event (Plan
3E) or higher insurance for both
members and non-members.
NO – Do not buy
insurance.
Are you staying more
than 2 overnights?
insurance.
NO
Does the event/activity require
any participation by the nonmember?
NO – Do not buy insurance if
non-member is only
seated/watching.
Ex: Gold Award Ceremony
YES – Buy Participant
Accident (Plan 2) for nonmember(s) – even if the event
is only an hour, etc.
Ex: Family event, troop trip
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