National Consumer Tribunal Annual Report 2011/12 National Consumer Tribunal 2011-12 | Page 7

The National Consumer Tribunal The National Consumer Tribunal was established in terms of the National Credit Act 34 of 2005 (the NCA). In September 2006, fi fteen members of the Tribunal and a Chairperson were appointed by the President, thus formally establishing the National Consumer Tribunal. As at 31 March 2011, the Tribunal consisted of eleven part-time members, including the Chairperson. The Tribunal’s core activities revolve around the following: • • • • • • • • • Governance and strategic oversight of operations by the Chairperson; Adjudication of cases, managed by the Chairperson; Overall operations of the Tribunal, managed by the Chief Executive Offi cer (CEO); Procedural management of cases, managed by the Registrar; Document fl ow and facilities, managed by Registry; Support to Tribunal members on adjudication of cases and knowledge management, managed by the Case Management Unit; Financial management, including budgeting, monitoring of expenditure, management of funds and fi nancial reporting, provided by the Finance Unit; Corporate support (ICT, HR, administrative support, compliance monitoring and planning), provided by the Corporate Services Unit; and Communication outreach and support, managed by the Communications Unit. Mandate and functional purpose The Tribunal is an independent adjudicative entity, deriving its mandate from the National Credit Act (NCA). As such, it hears all sides of a case before making a decision. A decision by the Tribunal has the same status as one made by the High Court of South Africa. Various parties can bring cases before the Tribunal. These can be the National Credit Regulator, consumers, credit providers, debt counsellors and credit bureaux. Cases are brought before the Tribunal in terms of the Rules for the Conduct of Matters before the National Consumer Tribunal (Government Notice no 30225, 28 August 2007) (the Rules) for the applicable applications and referrals. There are 34 different types of applications and referrals, including provision for a matter that can be brought by order from the High Court on application by a third party. If the Tribunal adjudicates on a matter of prohibited conduct, it can impose a remedy as provided for in the NCA and grant orders for costs. The Tribunal’s mandate includes reviewing decisions made by the National Credit Regulator. FABACEAE Indigofera brachystachya Through their nitrogen fi xing capabilities, Fabacea species are essential for fynbos growing on nitrogen- poor soils. Bacteria in the roots of the plants take nitrogen from the air and turn it into a nitrate supply for the host plant. Annual Report 2011 national consumer tribunal | page 5