My first Publication ocbc_ar17_fullreport_english | Page 142

MANAGEMENT DISCUSSION AND ANALYSIS
(OCBC Group – As at 31 December 2017)
LOANS AND ADVANCES
By Industry
Agriculture, mining and quarrying
Manufacturing
Building and construction
Housing loans
General commerce
Transport, storage and communication
Financial institutions, investment and holding companies
Professionals and individuals
Others
By Currency
Singapore Dollar
United States Dollar
Malaysian Ringgit
Indonesian Rupiah
Hong Kong Dollar
Chinese Renminbi
Others
By Geography (1)
Singapore
Malaysia
Indonesia
Greater China
Other Asia Pacific
Rest of the World
(1)
2017
S$ million 2016
S$ million +/(-)
%
8,073
12,501
35,436
64,542
29,010
11,568
37,838
28,704
9,649
237,321 8,974
12,697
35,632
60,149
25,348
11,520
30,491
26,396
8,945
220,152 (10)
(2)
(1)
7
14
–
24
9
8
8
85,485
61,445
20,481
7,795
33,011
4,626
24,478
237,321 81,260
56,576
20,552
7,486
30,339
5,182
18,757
220,152 5
9
–
4
9
(11)
31
8
99,872
28,231
19,259
59,114
12,754
18,091
237,321 93,580
27,948
18,138
53,997
11,988
14,501
220,152 7
1
6
9
6
25
8
Loans by geography are based on where the credit risks reside, which may be different from the borrower’s country of residence or the booking
location of the loans.
Gross loans to customers were S$237 billion as at 31 December 2017, an increase of 8% from S$220 billion in the previous year.
In constant currency terms, customer loans grew 11% year-on-year. By industry, loan growth was broad-based across key customer
segments and geographies, with the largest increase coming from financial institutions, investment and holding companies and
housing loans.
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OCBC ANNUAL REPORT 2017