My first Publication ocbc_ar17_fullreport_english | Page 143

NON-PERFORMING ASSETS
Total NPAs (1)
S$ million
Substandard
S$ million Doubtful
S$ million Loss
S$ million Secured NPAs/
Total NPAs
%
NPLs (2)
S$ million
NPL Ratio (2)
%
Singapore
31 Dec 2017
31 Dec 2016 1,132
800 772
404 212
248 148
148 73.1
68.3 1,086
745 1.1
0.8
Malaysia
31 Dec 2017
31 Dec 2016 862
610 485
485 335
81 42
44 77.4
79.5 857
607 3.0
2.2
Indonesia
31 Dec 2017
31 Dec 2016 589
691 399
433 29
120 161
138 73.4
67.0 588
689 3.1
3.8
Greater China
31 Dec 2017
31 Dec 2016 232
389 74
219 110
114 48
56 54.4
40.2 232
354 0.4
0.7
Other Asia Pacific
31 Dec 2017
31 Dec 2016 252
326 223
301 29
25 –
– 68.7
67.6 252
326 2.0
2.7
Rest of the World
31 Dec 2017
31 Dec 2016 401
70 386
60 13
9 2
1 97.3
88.5 400
62 2.2
0.4
3,468
2,886 2,339
1,902 728
597 401
387 75.5
67.0 3,415
2,783 1.5
1.3
Group
31 Dec 2017
31 Dec 2016
(1)

(2)
Comprise non-bank loans, debt securities and contingent liabilities.
Exclude debt securities and contingent liabilities.
Non-performing assets (NPAs) were S$3.47 billion as at 31 December 2017, and represented a 20% increase from S$2.89 billion a year
ago. The year-on-year increase in NPAs was mainly due to the downgrade of exposures related to the offshore support services and
vessels sector where operating conditions remained challenged.
The Group’s NPL ratio was 1.45%, an increase from 1.26% a year ago. Of the total NPAs, 67% were in the substandard category and 76%
were secured by collateral.
BUILDING ON OUR CORPORATE STRATEGY FOR SUSTAINABLE GROWTH
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