Moneta (Sep-October) Sep-Oct | Page 5

ISSUE NO: 17 SEP-OCT Monetary Policy rate cut - A Game Changer: Monetary Policy is the process by which the monetary authority of country controls the supply of money, targeting inflation rate or interest rate to ensure price stability. It is basically introduced by RBI to control money supply in economy through various rates like Repo rate, Bank Rate etc. During the period of Dr.Raghu Ram Rajan, he tried to maintain the same rate of inflation but the new governor Dr.Urjit Patel has cut down the Repo rate by 25 basis point. Before understanding the effect of the change in rate, the meaning of Repo rate should be understood. Repo rate is the rate at which RBI gives loan to banks. If the RBI cuts the rate, loans will be cheaper for banks and so banks will be giving out loans to per