3
Mid Hudson Times, Wednesday, February 10, 2016
Make More
Dough.
1.01
%
ANNUAL PERCENTAGE YIELD*
With Qualifying Deposit, Balance
Requirements Apply*
For a First Niagara Pinnacle Money Market account
MONEY MARKET
1-YEAR CD
1.01%
1.15%
APY*
With Qualifying Deposit,
Balance Requirements Apply*
APY †
1-year Certificate of Deposit
Hurry, offer valid 1/23/16
through 3/4/16.
Stop by a branch near you
Call 1-866-264-8145
Get cooking! Open your
account today.
† Minimum deposit of $500 required to receive the Annual Percentage Yield (APY) of 1.15% for one year (12 months). Maximum account balance per household is $1,000,000. Retirement accounts are eligible for this offer. Early withdrawals are subject to Early Withdrawal Penalties.
*The promotional rate applies only to new accounts opened with a deposit of at least $25,000 in New Money. New Money is defined as funds which do not originate from an existing First Niagara account. In order to earn the advertised Annual Percentage Yield (APY) you must
deposit between $25,000 and $249,999.99. APY is accurate as of 01/23/2016. If at any time the account balance falls below $500, your entire balance will not earn any interest. You will earn an Annual Percentage Yield (APY) of 0.05% when your balance is between $500
and $4,999.99; 0.10% APY when your balance is between $5,000 and $24,999.99; 1.01% APY when your balance is between $25,000 and $249,999.99; 0.25% APY for balances of $250,000 or greater. If at any time the account balance plus any interest credited is $250,000
or more, the entire balance on the account will earn an APY of 0.25%. This is a variable rate account, which means rates are subject to change. This is a limited-time offer and may be withdrawn at any time. This offer may not be combined with any other promotion or program. To
avoid the $25 Monthly Charge for servicing account you must maintain an Average Daily Balance of at least $5,000. Fees may reduce earnings on this account. If your account is closed within 180 days of opening, an “Early Account Closing” fee of $25 will be assessed. Pinnacle
Money Market accounts are subject to a limited number of transactions per statement cycle, a $15 service charge may apply for each transaction above these limitations, refer to the Schedule of Personal Account Fees and Transaction Limitations for details.
†*Above rates are as of 01/23/2016. The Interest Rates will not be tied to any index but will be set by us at our discretion. There is no limitation on the amount in which the Interest Rates may change. Fees may reduce earnings on interest-bearing accounts. These offers may not be combined with
any other promotion or program. Offers valid only in branches located in Connecticut and Springfield, Massachusetts AND the following Pennsylvania counties: Berks, Bucks, Carbon, Chester, Lehigh, Monroe, Montgomery, Northampton & Philadelphia; AND in the following New York
counties: Dutchess, Orange, Putnam, Rockland, Sullivan, Ulster & Westchester. Offers are not valid online. These limited-time offers are valid through 03/04/2016, however they may be withdrawn at any time.
BB-CNP