BANZA November 2015 | Page 24

IVESTMENT INSIGHT Kabo Madigele I “The more risk appetite you have, the better.” t is seemingly an illusion. However, the truth is that it is very much closer to reality than you may think. You can own a business without even having to stress about the routine of going to work every day and making the hardest of decisions. What are stocks? Stocks are among the most innovative inventions of wealth creation. Therefore, attaining financial autonomy begins with a concrete comprehension of stocks and their trading. Stocks or securities or equities are basically a share in the ownership... of a company. They denote a claim on the company’s assets and profits. Once they are bought, a stock certificate is issued as proof of ownership, but in this digital era, they are kept electronically by brokerage firms. How and where are they traded? Stocks are bought and sold in exchanges. Buyers are sellers meet here and agree on a price. Most of them are physical settings where deals are carried out on the trading floor. Traders can be seen wildly yelling and signalling to each other. On the other hand, the virtual exchange has a network of computers which allow for electronic-based trading. These markets exist to smoothen the exchange of securities, thus alleviating the risk of investing (financial loss). There are two main types of markets; a primary market where new stocks are created in the nature of an IPO, that is for private companies which are to be listed and made public and a secondary market, where investors trade previously issued securities without involving the companies which initially issued them (Stock Market.) 24