Analytics Magazine Analytics Magazine, May/June 2014 | Page 16

HEALT H CARE A NA LY T I C S Rise of the empowered patient consumer – courtesy of analytics About 44 million people in the United States have no health insurance and 38 million have inadequate insurance. For a lot of people there is no “shared responsibility” for health per se. Most people don’t “own” the care of their health; it was provided and mostly paid for by someone else. BY RAJIB GHOSH 16 | As of this writing, 7.5 million people have signed up for their own health insurance policies via Healthcare.gov or 14 state-run health insurance exchanges. In addition about three million people have enrolled in state Medicaid programs. Private enrollment outside of those insurance marketplaces is also growing and could be substantial. In other words – all signs indicate that more and more people are apparently taking control of their own health – the holy grail of consumer-driven healthcare. Clearly, if we seek control over our cost of insurance, we have to be careful about our personal health choices. Shouldn’t that be the case anyway? Well, that’s not how we do things in the United States. Based on a report by the Congressional Budget Office, more than 50 percent of Americans or 156 million people were covered by employer-sponsored insurance plans in 2013 [1]. Government-run programs such as Medicare and Medicaid cover 31 percent of the population who are poor, disabled or over 65 years old [2]. The government safety net is one of the most prized albeit expensive possessions of the American public. A N A LY T I C S - M A G A Z I N E . O R G W W W. I N F O R M S . O R G