Analytics Magazine Analytics Magazine, May/June 2014 | Page 17

Despite the fact that more people are taking money out of that safety net than are putting in and a threat that the Medicare fund will be depleted by 2037 – the American public is unwilling to do anything drastic about the safety net. Still, that leaves quite a large number of people who either have to buy insurance on their own or remain uninsured. One estimate shows that about 44 million people in the United States have no health insurance and 38 million have inadequate insurance. While those numbers are huge for a developed nation, for a lot of people there is no “shared responsibility” for health per se. Most people don’t “own” the care of their health; it was provided and mostly paid for by someone else. Despite the fact that more people are taking money out of that safety net than are putting in and a threat that the Medicare fund will be depleted by 2037, the American public is unwilling to do anything drastic about the safety net. CHANGING WORKFORCE, CHANGING INSURANCE COVERAGE All of that is changing. Some of it started to change when the availability of employer-sponsored healthcare coverage started to decline a decade ago. According to a 2010 report, the number of people with employer-sponsored health insurance was down 10.6 percent from what it was in 2000. By 2013, the decline was even greater