Long Term Disability
If you become injured and are unable to work, the loss of your income could significantly affect your lifestyle.
That’s why long term disability (LTD) covers working people of all ages both on and off the job.
LTD Benefit Highlights:
• 60% of covered monthly earnings to a maximum of $10,000; maximum of $15,000 for providers
• 90-day waiting period
• Benefit duration payable until age 65 if the disability occurs before the age of 60
View the plan highlights on Inside Renown under Benefits.
When and How Do I Enroll?
Employees can enroll anytime in supplemental life, AD&D
and LTD with medical underwriting and approval from Unum.
New employees in their original enrollment period are
guaranteed coverage.
Return-to-Work Support
Long term disability features programs for rehabilitation, worksite
modifications, part-time return-to-work strategies and a number
of resources to help employees maximize their abilities after
experiencing a disability.
Did You Know?
More than 1 in 4 of today’s
20-year-olds can expect to
be out of work for at least a
year because of a disabling
condition before they reach
normal retirement age.
Social Security Administration
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