2020 Employee Benefits Book | Page 26

Supplemental Accidental Death and Dismemberment Insurance Serious accidents can occur without warning. Supplemental accidental death and dismemberment (AD&D) insurance can help protect against financial hardships as well as help during a recovery period. Employee Spouse Children Increments of $10,000; maximum is the lesser of 10 times your annual earnings or $500,000. Increments of $10,000; maximum is the lesser of 100% of employee’s AD&D insurance or $250,000. Increments of $2,500; maximum is the lesser of 100% of employee’s AD&D insurance or $25,000. Coverage amounts for participants age 65 and older will be reduced on a pro-rata basis. 24