Supplemental
Life Insurance
Active full- and part-time employees and their eligible family members can participate in supplemental
life insurance.
• In order to purchase life insurance coverage for dependents, you must also purchase coverage
for yourself.
• Evidence of insurability is required for amounts above the guarantee issue amount and outside of
your original enrollment period or if you were previously declined.
• Life insurance may include an accelerated benefit in the event of terminal illness. Please see policy
for details.
Employee
Increments of $10,000; maximum is the lesser of 5 times your annual
earnings or $500,000. Employee guarantee issue amount is $200,000.
Rates
Rates are based on age and coverage amount selected.
The online enrollment system will calculate rates for you.
Spouse
Enroll during
your original
enrollment
period and make
future increases
without medical
underwriting.
Increments of $5,000; maximum is the lesser of 100% of the employee’s life
insurance amount or $250,000. Spouse guarantee issue amount is $25,000.
Child
From live birth to age 26: increments of $2,500; maximum is the lesser of 100% of the employee’s life
insurance amount or $20,000.
Dependent Life Insurance: $2,000 coverage for each covered family member.
Coverage amounts for participants age 65 and older will be reduced on a pro-rata basis.
When Can I Enroll?
Eligible employees can enroll in Supplemental Life Insurance anytime.
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