Your Trusted Personal Injury Lawyer July 2018 | Page 16

TIMELINE OF CASE • • INITIAL PHASE • • • • • TREATMENT PHASE • • • RECORD GATHERING PHASE • • • DEMAND PHASE • • • NEGOTIATION PHASE • • • DISBURSAL PHASE • • Notify Parties that you are represented Assist you with property damage Open health insurance/ Medicaid/ Medicare subrogation Request police reports Request repair estimates Keep a diary If you get medical bills in the mail, send us a copy Let us know if you see a new provider and keep track of who you treated with Once done treating, give us a complete list of who you treated with The insurance company wants to see your complete medical records and bills. We request medical bills and records (30–60 days) We review medical bill and records (15 days) Draft a persuasive demand letter (15 days) Send demand letter to you for approval Send demand letter to adjuster to review (30–45 days) Wait for settlement offer (30 days) Negotiate with adjuster If necessary, file a lawsuit Payment to medical providers and subrogation to insurance companies Minor’s claim/ Medicaid/ Medicare approval Professional Rules of Conduct states that we must pay all medical providers, health insurance companies, and lien holders All parties need to be finished treating and agree on the settlement offer