Your Trusted Personal Injury Lawyer July 2018 | Page 15

INSURANCE • Better for you as you have a discount and more money in your pocket. • Can submit the full amount of the bill. • Cons: Settlement may be delayed as we need to negotiate with the medical insurance and pay insurance back (Health Insurance Subrogation). • Cons: Copays and deductibles vs. LIEN • Basically an IOU to be paid at the end of the case - Please provide us with a copy of the medical bills that are mailed to your house. - Not all medical providers will treat on a lien or with insurance. To avoid getting bad credit, make sure you enter into a payment plan or pay medical providers that do not accept insurance or liens. - Pursuant to Rule 1.15, we must pay all your medical providers and lien holders prior to disbursing funds to you.