you need and want. We work with you
to figure out how to make that happen,
in the way you are most comfortable.
Why does IQ Portfolios use this risk
assessment?
At IQ Portfolios we know that your
money is important. And while
investing of any kind brings risks, we
want to make sure that the rewards are
assured so your needs and wants can
be comfortably met. Our approach and
the tools we use are different because
we are replacing subjective qualitative
questionnaires with quantitative math
to help solve the question, “How much
risk is my investor capable of handling?”
So, we use a “risk number” and that
number is personalized to each investor.
The risk number is simply the way to help
determine the exact amount of risk an
investor can handle without capitulating
when things get tough in the market.
Why is this risk assessment
necessary?
The industry usually uses averages to set
expectations. Well, here is the problem:
the market never hits its own average.
Over the last 25 years the stock market
has averaged an 11.9% return. But in
zero of those 25 years has the S&P 500
come within 100bps of its own average.
So why in the world does our industry
set expectations using an average return
number that is almost always guaranteed
not to hit and almost always disappoint
you, the client. This is why we use these
risk assessments, to help get you ahead
of an industry that never meets its own
goals, being proactive instead of reactive.
This is about you – learning and clearly
defining your wants and needs, figuring
out how to use our assets to reach those
financial goals, and protecting you
from people who would give you false
information. In the end, when you win,
we win. It’s as easy as that. Most people
don’t adequately prepare – either because
they are scared to look at what it will take,
because they have spurious information,
or simply think that it’s too late to start.
That’s crazy. Pardon me for saying so, that
that’s just crazy. This is your life and your
family’s lives we are talking about. Take
the IQ Portfolio Challenge today, and start
making the move towards responsibly
and effectively managing and developing
your financial stability and success.
And make that move today, right now.
The best way to prepare for the future is
to plan for it.
iQ Portfolios
Building Future Wealth One Portfolio At A Time
Contact your local portfolio strategist:
Andy Ortiz
[email protected]
100 W Plant St.
Suite 260
Winter Garden, FL 34787
Direct: (800) 558-7969
Fax: (407) 386-6245
www.IQPortfolios.com
SEPTEMBER 2016
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WINTER GARDEN MAGAZINE
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