Financial Fitness Over 50
Fifty is the new 30 .
When it comes to fashion , car styles , restaurants , the age people are having and raising children – the sensibilities of the 50-year-old have never been more catered to and represented . This has created any number of opportunities . We are emerging from the era where youth was king . There is a downside , however . When it comes to your future and planning for it , many of us think 50 is too late . It ’ s not too late . While it is true that there is less time for your money to work for you and a greater need for the returns and yields to be more aggressive , there are still many great options out there . You may have been too busy living for the first 50 years of your life to worry about investing in the next 50 . All the more reason to get it going now , assess where you are , and start making great decisions with your money ! A great first step it to take the IQ Portfolio Challenge !
Why take the Portfolio Challenge from IQ Portfolios ?
At IQ Portfolios , our first priority is your overall financial success . We will learn more about your personal situation , identify your dreams and goals , and understand your tolerance for risk . Longterm relationships that encourage open and honest communication have been the cornerstone of my foundation of success . We understand the challenges families face today . From managing debt , saving for college to retirement , these personal finance challenges can be overwhelming . Our commitment is to utilize all of our resources to help you pursue your goals . We can get it all done together .
Andy Ortiz of IQ Portfolios
for those who can identify long-term trends . That ’ s the key , really . Putting your money where it will get that stable but viable yield for the years and decades to come – so you can retire comfortably . So you can get your house paid off sooner rather than later . So you can help your family . So you can weather bad times and maintain your lifestyle .
Despite all of our advances in technology , the world still invests the vast majority of its financial assets using a combination of gut instincts , hunches , emotionally driven decisions and “ what we learned in college .” As a result , when markets pull back , investors typically pull the plug - locking in horrible losses , sitting out the recovery and waiting until the market “ feels safe ” again to reinvest at the top , and repeat the cycle . This is why IQ Portfolios has developed the Portfolio Challenge , to break this cycle of pulling back , sitting out , and waiting to reinvest . It ’ s about making sure every dollar you have earned earns money in return .
How does the Portfolio Challenge work ?
We believe in thinking “ out of the box ” and we are not afraid to challenge conventional wisdom in our approach to investing and preserving wealth . All of our energy , commitment , and efforts are focused on you , the client , and your satisfaction . We believe today ’ s economic environment presents many challenges . But along with these challenges comes opportunities and potential rewards
Our mission is to get to know and understand your needs , wants , and long-term goals . Once we know what you need to happen , and what you want to happen , we can then form a plan to make them happen and start executing our plan . At our firm , we have the client — and only the client — in mind . We want to help you develop , implement , and monitor a strategy that ’ s designed to address your individual situation .
IQ Portfolios works to capture a quantitative measurement of client risk tolerance or “ risk number .” The Risk Number is a proprietary scaled index developed by Riskalyze™ to reflect a “ risk score ” for both an investors unique Risk Fingerprint , or for a specific portfolio of investments . In other words , you say what
14 | WINTER GARDEN MAGAZINE | SEPTEMBER 2016