Whitonomics - Issue 1 Jan 2014 | Page 17

United States of America India P.15 Over the last few months, India has entered its worst economic crisis since 1991, with growth falling from a rate of 7-8% to just 4-5% in June. Far more worrying is the balance of payments problem, which has resulted in the Rupee falling in value against the US Dollar. The Rupee fell by 18%, with many internal firms struggling to repay the foreign investment, which private firms have inputted over the last few years. This is because, more Rupees make up 1$. In other words, it is more expensive now than it was 2 years ago to pay for an American good (e.g. car). It was 69 Rupees for 1$ at the end of August, up 9 rupees against the usual exchange rate. In September, we had reached the 5-year mark since the Lehman Brothers went bankrupt, causing mass chaos across the world, sparking the global recession, which hit developed world economies very hard. On September 15th 2008, Lehman Brothers filed for bankruptcy for the largest value of assets in American history, valued at $600 billion. Other large banks such as JP Morgan Chase had to contribute to help ensure everything would not be lost, however it was not enough to save the bank. The following day, the markets were strongly affected with the Dow Jones falling -4.4%, its highest drop in a single day. This event marked a chain of weakening banks with several large firms having to be bailed out by their respective governments due to their saving losses. What was the significance of the 5-year mark? This showed us that some of the world economies, which had struggled the initial impacts, have recovered with growth, especially the USA, however many countries like France (95.1% of annual output) A worrying issue for the common person is now the high inflation, which is at a staggering 10%. This means the poor of India (who earn sometimes only 3 rupees a day) will face even more hardship with the cost of basic goods continuing to rise, thus the expanding problem of poverty is not stopping. The GDP (value of output) of the informal sector is considered to be around 15% of India’s current GDP. Hence, the GDP of India could rise by 15%, helping eliminate poverty if all taxes on incomes are paid fully, instead of being hidden as “black money.” The informal sector is the sector in which the income and employment are not recorded. However not all activities in this sector are illegal (Drug smuggling, arms trading etc.). Included actions could be cash-to-hand payments. 2005, and having close association with the Indian government. However what he is going to do will be the main question. Will he raise interest rates like Brazil to stable the economy, or will his main focus be reinstating high economic growth? Only time will tell. The man who was just appointed the chief of the RBI (Reserve Bank of India), India’s central bank is Raghuram Rajan, the 23rd Governor. He is an economist with vast experience, having been the IMF’s chief economist in economic figures such as Christine Lagard, Managing Director of the IMF, were heavily critical of this with some labelling the shutdown Last month, the US government as “immature” given the experienced a shutdown after current global financial situation. However failing to agree the annual budget due to the application after 16 days, the senior members of the of Obamacare. This resulted in a huge worry for economies Cabinet forced through an agreement on the across the world. Effects of debt ceiling between the shutdown were seen both parties to end the in the Stock Market almost shutdown, after endless immediately with the Dow discussions. In total, Jones (US Stock market) the shutdown cost $24 experiencing falling indices billion, roughly 48 London (market data as percentage Olympic stadiums! changes) due to the fall in confidence. Many leading and Japan (250% of annual output) have found themselves in mountains of debt which the governments are findin