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Value First Cover in detail
Complementary Therapies
Benefit per service
Acupuncture
$25
Massage Therapies
$25
(Remedial Massage and Bowen Therapy)
Annual limit
Single Family
$150
$300
$150
$300
Chiropractic
$25
Chiropractic X-ray
$35
$150 $300
Osteopathy
$25
Naturopathy
$25
$150 $300
Overall limit for the above services
$300
$600
Prevention and Health Management
Fitness Centre, Yoga, Vitamins and
Weight Loss Programs
Prescriptions
Mole Scanning
Quit Smoking (Hypnotherapy and
QuitLine Programs)
Benefits available per policy
$75 per year – single
$150 per year – family
Benefits available per member
Up to $50 per service and $200 per year
$30 per calendar year
$250 lifetime limit
Your Value First Member Advantages
Many member advantages accrue over time, so the longer you’re with us, the more
we give you back.
After waiting period
Hospital Top Up Get an additional cash payment of $100 per night
if you’re being treated in hospital as the result of an accident.
After 1 year
Shades Receive $50 for sunglasses bought from any Westfund branch.
After 3 years
Premium Pause We’ll waive your premiums for up to 6 months if you’re
made redundant.
After 5 years
Premium Discounts You’re now eligible for any special premium
discounts that are available from time to time.
Your policy document has full details on the terms and conditions and how to claim
your benefits. Please refer to the conditions of your policy at the back of this brochure.