Westfund December 2013 | Page 25

25 Your Cover Options Value First Affordable cover for younger people: No co-payments $250 excess to keep premiums affordable Exclusions include hip and knee replacements, cataract and interocular lens insertion surgery, some cardiology procedures, obesity surgery, obstetrics and assisted reproductive services Restricted benefits for Psychiatric and Rehabilitation care. ‘I’m young and healthy. Value First health cover is affordable with just the benefits I need like complementary therapies and gym membership.’ Alex Stojanovski General Treatment Benefits In addition to the Hospital, Medical and Ambulance Benefits you’re also covered for a whole range of services outlined below (benefits are per calendar year unless otherwise stated): General Dental These benefits are paid as a set benefit per item. There’s an upper limit of $400 for singles and $800 each year for couples or families. Some of the rebates you’ll receive include: Service Maximum rebate per service Consultation $30.00 Simple extraction $80.00 Plaque removal $25.00 Calculus removal $55.00 Fillings: Small $48.00 Medium $59.00 Large $91.50 X-ray $18.00 Mouthguard $75.00 per member, per calendar year Pocket-Free No, or low, out-of-pocket expenses for most General Dental services at our dental practices, located in Lithgow, NSW or Mackay, QLD. Major Dental Get $1,020 to spend on removing wisdom teeth after 12 months membership. This is the lifetime limit for this benefit. Optical Up to $160 per person for Bifocal, Multifocal spectacles or Contacts and up to $110 per person for Single Vision spectacles with an overall limit of $160. (sublimits apply)