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Your Cover Options
Value First
Affordable cover for younger people:
No co-payments
$250 excess to keep premiums affordable
Exclusions include hip and knee replacements, cataract
and interocular lens insertion surgery, some cardiology
procedures, obesity surgery, obstetrics and assisted
reproductive services
Restricted benefits for Psychiatric and Rehabilitation care.
‘I’m young and healthy.
Value First health cover
is affordable with just
the benefits I need like
complementary therapies
and gym membership.’
Alex Stojanovski
General Treatment Benefits
In addition to the Hospital, Medical and Ambulance Benefits
you’re also covered for a whole range of services outlined below
(benefits are per calendar year unless otherwise stated):
General Dental
These benefits are paid as a set benefit per item. There’s an
upper limit of $400 for singles and $800 each year for couples
or families. Some of the rebates you’ll receive include:
Service
Maximum rebate per service
Consultation $30.00
Simple extraction
$80.00
Plaque removal
$25.00
Calculus removal
$55.00
Fillings: Small
$48.00
Medium
$59.00
Large
$91.50
X-ray $18.00
Mouthguard $75.00
per member, per calendar year
Pocket-Free
No, or low, out-of-pocket expenses for most General Dental
services at our dental practices, located in Lithgow, NSW or Mackay, QLD.
Major Dental
Get $1,020 to spend on removing wisdom teeth after 12 months membership.
This is the lifetime limit for this benefit.
Optical
Up to $160 per person for Bifocal, Multifocal spectacles or Contacts and up to $110
per person for Single Vision spectacles with an overall limit of $160. (sublimits apply)