NATIONAL ASSOCIATION OF STATE FORESTERS
 FOUNDED 1920
 August 2021 THE CHARBONNEAU VILLAGER 17
 Charbonneau Women ’ s Golf Association
 By ANNE STRATON
 Savoring more normalcy in our lives
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 As COVID restrictions have been lifted , we can finally savor a little more normalcy in our daily lives . That
 STRATON means that the
 CWGA is totally open and we can now have “ shotgun ” starts , luncheons , Guest Day and the Stagette ! There is lots of fun activity left to this season and we hope all will get involved .
 The Partners Competition on June 17 produced an amazing photo-op for member Betsy Knudsen . She and Brenda Hankins were partners . On Green 9 , Betsy ’ s drive went left toward a tree stump . Sure enough , the ball landed on top of the stump ! No one in the group knew what the rule would be in that instance . The instructions for the competition said that in order to take relief there had to be a mark for ground under repair . Betsy didn ’ t want to take a penalty , so she hit the ball from the stump with an iron ! Way to go Betsy !
 The competition was fierce at our July 1 scramble with seven teams tying for third place ! Here are the results :
 1 ) Terry Zagone , Kathy Stout , Sharon Kadell , Sheryl Huiras - 50
 2 ) Kathy Herrick , Leslie Leeper , Sydney Bunch - 51
 3 ) Kathy Smith , Diane Meyers , Chris Smith , Barbara Barber - 52
 3 ) Elizabeth Knudsen , Coleen Larson , Sue Oberg , Barbara Henderson - 52
 3 ) Brenda Hankins , Lynda Marshall , Janet Ferguson - 52
 3 ) Joann Linville , Judy Schaumburg ,
 Amy Day , Linda Owen - 52 3 ) Marla Toma , Lynn Lifflick - 52 3 ) Kristine Jones , Victoria Mendenhall , Jan Holley , Laura Curran - 52 3 ) Tricia Smith , Jan Landis , Kathy
 Barr , Linda Schultze - 52 Congratulations and well done !
 Some upcoming events to put on our calendar are :
 n Aug . 12 : luncheon and general meeting n Aug . 26 and 27 : CWGA Club Championship
 Your Charbonneau Neighbor in Real Estate
 Betsy Knudsen hits off a stump .
 COURTESY PHOTO
 There will be a fun lunch for everyone at the Pavilion directly after golf Friday , Aug . 27 . An awards presentation will follow . More information to come on the CWGA website . If you have any questions , feel free to contact Sharon Kadell , Kathy Stout or Rose Mason .
 See you on the course !
 Real Estate Today with Lynda
 Can you define these key terms in Today ’ s Housing Market ?
 • Affordability • Appraisal • Contingency • Equity
 The language of buying and selling a home may sound scary at first , but knowing how key terms relate to today ’ s market can help you . For example , current low mortgage rates and higher wages positively impact affordability for buyers , while home price appreciation continues to grow home equity , which sellers can use to fuel a move up .
 Terms like appraisal ( what lenders rely on to validate a home ’ s value ) and contingencies ( which buyers can minimize to make their offer stand out ) directly impact the transaction .
 You don ’ t need to be fluent in the language of the market to buy or sell . Instead , let ’ s connect today so that we can translate the process together .
 Mention this ad for a $ 500 . Donation to Charbonenau Arts Association or our Pink Ball Tournament with a closed transaction through September 2021 .
 Lynda is a Charbonneau resident licensed in the State of Oregon . She is available to help you with all your Real Estate needs ..
 Lynda Huber
 Real Estate Consultant / Broker Equity Oregon Real Estate 503-422-5617 LyndaHuber @ EquityOregon . com www . LHuberHomes . com