Unified Fire Authority 2024-2025 Employee Benefit Guide | Page 8

Unified Fire Authority
Medical Benefits
Value Network
Med Network
Out-of-Network
SelectHealth Med and Value Networks
Tier 1
In-Network
Tier 2
Out-of-Network
Annual Deductible
( per person / family )
$ 1,000 /$ 2,000
$ 1,000 /$ 2,000
$ 2,000 /$ 4,000
Annual Out-of-Pocket Maximum
( per person / family )
$ 3,000 /$ 6,000
$ 3,000 /$ 6,000
$ 6,000 /$ 12,000
Coinsurance
20 % AD
20 % AD
40 %
DOCTOR ’ S OFFICE
Office Visits ( PCP / SCP )
$ 15 / $ 20 Copay
$ 15 / $ 20 Copay
40 % After Deductible
Preventive Care
Covered 100 %
Covered 100 %
Not Covered
PRESCRIPTION DRUGS
Retail - 30 day supply
Tier 1
$ 10
Tier 2
$ 25
Tier 3
$ 45
Tier 4
$ 100
Retail or Mail Order - 90 day supply
Maintenance Tier 1
$ 10
Maintenance Tier 2
$ 50
Maintenance Tier 3
$ 135
HOSPITAL SERVICES
Emergency Room
$ 75 After Deductible
Urgent Care
$ 30 Copay
$ 30 Copay
40 % After Deductible
Inpatient Services
20 % After Deductible
20 % After Deductible
40 % After Deductible
Outpatient Surgery
20 % After Deductible
20 % After Deductible
40 % After Deductible
Ambulance Service
20 % After Deductible
MENTAL HEALTH SERVICES
Office Visits
Covered 100 %
Covered 100 %
Covered 100 % After Deductible
Inpatient Services
20 % After Deductible
20 % After Deductible
40 % After Deductible
Outpatient Services
20 %
20 %
40 % After Deductible
SUBSTANCE ABUSE SERVICES
Office Visits
Covered 100 %
Covered 100 %
Covered 100 % After Deductible
Inpatient Services
20 % After Deductible
20 % After Deductible
40 % After Deductible
Outpatient Services
20 %
20 %
40 % After Deductible
OTHER SERVICES
Maternity Services
20 % After Deductible
20 % After Deductible
40 % After Deductible
Home Health Care
20 % After Deductible
20 % After Deductible
40 % After Deductible
Outpatient Rehab Therapy : Physical , Speech , Occupational
$ 20 After Deductible
$ 20 After Deductible
40 % After Deductible
Connect Care
Covered 100 %
Covered 100 %
Not Available
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