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ing clear communication and safe routes for tenants and guests .
4 . Insurance : Ensure comprehensive insurance coverage for hurricane and severe storm-related damages . Regularly review policies to ensure adequate coverage .
East Coast : Winter storms and tornadoes
Examples from 2024 :
• Central , Southern , and Northeastern Winter Storm and Cold Wave ( January 14-17 ): This storm caused significant disruption with heavy snowfall and frigid temperatures .
• Central Tornado Outbreak and Eastern Severe Weather ( April 1-3 ): Severe weather that included powerful tornadoes and thunderstorms .
Risk management strategies :
1 . Infrastructure Resilience : Strengthen property infrastructure to withstand heavy snow , ice , and high winds from tornadoes .
2 . Emergency Preparedness : Develop robust emergency response plans and conduct regular training exercises for property staff .
3 . Community Education : Educate staff , board members , and guests on winter storm and tornado preparedness , including the importance of emergency kits and safe shelter practices .
4 . Early Warning Systems : Invest in advanced weather monitoring systems for timely alerts .
Southeast : Tropical Storms and Severe Weather
Examples from 2024 :
• Southern Severe Weather ( February 10-12 ): This event brought heavy rains , flooding , and destructive winds .
• Central , Southern , and Southeastern Tornado Outbreak ( May 6-9 ): A significant tornado outbreak that affected multiple states in the Southeast .
Risk management strategies :
1 . Building Codes : Enforce strict building codes designed to withstand tropical storms and severe weather . Retrofit existing buildings where necessary .
2 . Flood Defenses : Improve flood defense systems , including levees and drainage infrastructure to protect properties from flooding .
3 . Community Preparedness : Conduct community education programs on tropical storm preparedness and response , ensuring tenants and guests are well-informed .
4 . Insurance : Ensure comprehensive insurance coverage for tropical stormrelated damages . Regularly review policies to ensure adequate coverage .
Key planning takeaways
• Proactive Preparedness : Stay vigilant and ready for unpredictable severe weather events .
• Resilient Infrastructure : Invest in infrastructure upgrades and maintenance to withstand severe weather conditions .
• Tailored Risk Management : Develop and implement region-specific risk management strategies .
• Comprehensive Insurance Coverage : Regularly review and update insurance policies to ensure adequate coverage .
• Community Education : Educate staff , tenants , and guests on emergency
Sep / Oct , 2024 | TimeSharing Today
preparedness and response protocols .
• Early Warning Systems : Invest in advanced weather monitoring and early warning systems to provide timely alerts .
• Building Codes and Standards : Enforce and adhere to strict building codes designed to withstand regional weather risks .
• Emergency Response Plans : Develop , update , and regularly practice emergency response plans to ensure effective action during disasters .
About Gregory and Appel
Gregory & Appel Insurance ( G & A ) is a fiercely independent risk management advisor , proactively guiding people and businesses through the complexities of insurance and employee benefits with innovative , future-focused solutions for clients throughout the country and globally .
G & A combines the most sophisticated risk management resources and insurance industry representation to align with and focus on the specific individual needs of our clients . For more information , please contact : MStauffer @ gregoryappel . com or visit https :// www . gregoryappel . com / resorts .
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