Trustnet Magazine Issue 17 April 2016 | Page 15

/ INVESTMENT TRUSTS / ON BOARD Investment trusts looked like losing their long-held cost advantage over open-ended funds structural improvement in the level of discounts. Most trusts now have buyback programmes in place, while some even hold a zero discount policy, including BlackRock Income and Growth and Troy Income & Growth. Fees have also been an important area of improvement. To some extent, this was thrust upon trustnetdirect.com investment trust managers and boards, who looked like losing their long-held cost advantage over open-ended funds after adviser commissions were taken out of the costs. Plaskett points out that many boards swiftly recognised the problem and worked with the managers of trusts to reduce fees. Notable examples include a number of the Baillie Gifford portfolios, with Scottish Mortgage dropping from an annual management charge of 0.32 per cent to just 0.3 per cent. A number of trusts also scrapped unpopular performance fees, including Standard Life UK Smaller Companies and Fidelity China Special Situations. There is also an increasing recognition by boards that investors are using investment trusts for income. The products have certain advantages for income-seekers, such as the ability to reserve dividends when the going is good to smooth payouts over the long term, but in order to tap into the post-retirement market as part of a drawdown portfolio, they needed to change the way they paid dividends. 13