The Senior Analyst Jan. 2014 | Page 12

THE SENIOR ANALYST front, the finance minister of India Mr. Chidambaram took a prudent step of increasing the import duty on Gems and jewellery from 2% to 10%, thus restricting imports to some level and reducing the burden on the bop situation. On Sep 3, the new RBI governor Raghuram Rajan assumed office. He had a big task in his hand and had to fight on multiple fronts. One was inflation and the other was rupee depreciation. In the first review meeting, after he assumed office he raised the repo rate by 25 basis point (1% equals 100 basis point). On the rupee depreciation front, the governor opened a special swap window for the OMC to fulfill their daily dollar demand. By using this swap window, the OMC could buy dollars from RBI at current market exchange rate instead of the open market and return it to RBI later. This eased the demand for dollars to some extent now on the supply of dollar. RBI has opened a swap window for FCNR deposit as well. The Road Ahead On Sep 18 US fed chief Ben Bernanke announced that tapering would not begin in near future. This coupled with steps taken by RBI and the north block to increase the supply of dollars and restrict the import of non-essential commodities gave rupee a resistance at 64 and a support at 62. However, tapering cannot continue forever and as speculated by many economists, it should begin by mid next year. Improving infrastructure and fast clearance of projects is the need of the hour which would improve investor sentiments and make India a favorable investment destination all around. By Ankit Kumar Mittal and Sreyoshi Gupta (IMT, Ghaziabad) Jan 2014 GST: A game changer? ”As a citizen, I understand the need of paying my taxes. But, I have been utterly disappointed for paying taxes on taxes! Bring in GST.” GST: Basic Framework Goods and services tax is India’s most ambitious and sought for indirect tax reform plan, which aims to stitch together a single indirect tax regime by dismantling fiscal barriers between states. It is a single unified tax levied across India on all goods and services. The indirect tax system is currently mired in multi-layered taxes levied by the Centre and state governments at different stages of the supply chain such as excise duty, octroi, central sales tax (CST) and value-added tax (VAT), among others. In GST, all these will be subsumed under a single regime. How will the system work? Based on the road map, GST would work like: Suppose a firm makes mobiles. The Union government charges an excise duty on them as they are removed from the factory. At the retail level, the state where the outlet is located, charges value-added tax (different states charge different rates of VAT) without giving credit on the excise duty levied earlier (the state tax is levied on top of a Central tax). In the GST system, both CGST and SGST will be collected at the point of sale. Both components (the CGST and SGST) will be charged on the manufacturing cost and hence resulting in lower incidence of tax and reduced prices. The possibility of lower taxes comes about as GST is expected to solve a major problem in involved in manufacturing taxation i.e., Cascading taxes: taxes on taxes. Taxes are levied more than one time for the same good and companies are not able to offset them as the market is fragmented and hence resulting in higher costs and prices. When will it be implemented? Page 12