The Rea Report Spring 2018 | Page 9

Individual Income Tax Brackets While there are still seven individual income tax brackets, the percentages have changed. Standard Deduction Child Tax Credit The amount you’re allowed to deduct from your income before calculating your tax liability, will increase in 2018. The personal tax exemption has been suspended for 2018-2025. 2017 2018 Single $6,350 $12,000 Married Filing Jointly $12,700 $24,000 2017 2018 Married Filing Separately $6,350 $12,000 10% 10% Head of Household $9,350 $18,000 15% 12% 25% 22% 28% 24% 33% 32% 35% 35% 39.6% 37% 2017 2018 Children (younger than 17) 1,000 Refundable portion* Up to $1,000 Other non-child dependents $0 $2,000 Up to $1,400 $500 *Refundable portion applies to dependent children and is calculated based on earned income in excess of $3,000 and $2,500 for 2017 and 2018, respectively. Alternative Minimum Tax (AMT) Alternative Minimum Tax (AMT) exemption has increased across the board. 2017 2018 Single $54,300 $70,300 Head of Household $54,300 $70,300 Married Filing Jointly $84,500 $109,400 Married Filing Separately $42,250 $54,700 TAX REFORM CHANGES AT-A-GLANCE Retirement Plan Contribution Limits Some plan contribution limits will see a bit of an increase in the year ahead. 2017 2018 401(k) – annual contributions $18,000 $18,500 SIMPLE Plans – annual contributions $12,500 $12,500 Profit Sharing Plans Corporate and SEP (employee) Keogh and SEP (SE person)* 25% up to 20% up to $54,000 $54,000 $55,000 $55,000 Money Purchase Pension Plans** Corporate Keogh 25% up to 20% up to $54,000 $54,000 $55,000 $55,000 Maximum Compensation Limit $270,000 $275,000 *Of net self-employed income after self-employment tax deduction. **Percentage is applied to compensation. Looking for a deeper dive? HSA Contribution Limits Be prepared for increases in your HSA contribution limits. Single 2017 2018 Family Single Family For additional insight on all things tax reform, Min. annual deductible $1,300 $2,600 $1,350 $2,700 Max. annual contribution* $3,400 $6,750 $3,450 $6,900 visit Rea’s Tax Reform Max. out-of-pocket expense $6,550 13,100 $6,650 13,300 Resource Center online at *Additional $1,000 contribution allowed for taxpayers 55 and older. www.reacpa.com/TaxReform. 9