Farm Credit Mid-America is accepting applications for its Customer Scholarships and Farm Credit Mid-America Scholars Program . Over the past decade , Farm Credit Mid- America has awarded more than $ 2 million in financial and educational support to students pursuing careers that promote agriculture and rural communities .

Customer Scholarships are available to the children or grandchildren of Farm Credit Mid-America customers pursuing careers related to agriculture or rural communities . Applicants can attend an accredited two- or four-year college , university , vocational school or trade school .

“ We want to encourage young people to pursue these careers and support them in their journey because we recognize they will be the future of our industry ,” said Randy Barbee , community investment manager at Farm Credit

Mid-America . “ Through direct financial support , we are working to secure the future of agriculture and rural communities .”

The Farm Credit Mid- America Scholars Program is available to rising college sophomores and juniors pursuing careers in agriculture . Each year more than 25 students receive $ 5,000 in financial support over two academic years . In addition to financial aid , recipients also participate in onsite learning and travel experiences aimed at developing leadership skills and enhancing financial literacy .

“ The financial support provided through the scholarship is extremely helpful , but on top of that , you get to meet great people in the field ,” said Victoria Holliday , a recent Farm Credit Mid-America scholar . “ It ’ s nice to be surrounded by others who have similar goals to you and bounce ideas off of

each other .”

Students who meet the eligibility requirements for a Farm Credit Mid-America Scholarship are encouraged to apply before the Sunday , Dec . 15 deadline . Customer Scholarship applicants are encouraged to apply before Jan . 15 , 2025 . Recipients for both programs will be announced in 2025 .

“ It ’ s important to support college students who are interested in agriculture because we ’ re the future of the industry ,” said Daniel Lester , a recent Farm Credit Mid-America scholar . “ If I could talk to other students , I would tell them to apply for the program in a heartbeat . It opens many doors to new friends , experiences and opportunities .”

To learn more about Farm Credit Mid-America ’ s scholarship programs or to submit an application , visit www . fcma . com / scholarships .

Thursday , Nov . 7th 7AM-7PM

Coshocton Elks Lodge 434 Chestnut St ., Coshocton

See any Kiwanis member for tickets or get them at the door .

> edwardjones . com Member | SIPC

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Home Loan Financial Corporation ( OTCBB : HLFN ), the parent company of The Home Loan Savings Bank , announced net income of $ 1,697,000 or $ 1.21 basic and diluted earnings per share , for the quarter ended Sept . 30 , compared to net income of $ 1,235,000 or $ 0.88 basic and diluted earnings per share , for the quarter ended Sept . 30 , 2023 , an increase of $ 462,000 .

This increase in earnings for the quarter ended Sept . 30 , compared with Sept . 30 , 2023 , was primarily attributable to an increase in net interest income of $ 669,000 and an increase in non interest income of $ 39,000 partially offset by an increase in the provision for loan losses of $ 100,000 , an increase in non interest expense of $ 20,000 , and an increase in federal income taxes of

$ 126,000 .

Total assets at Sept . 30 , were $ 341.9 million compared to June 30 , assets of $ 330.6 million , an increase of $ 11.3 million or 3.43 %. Total deposits at Sept . 30 , were $ 261.9 million compared to June 30 , deposits of $ 244.9 million , an increase of $ 17.0 million or 6.93 %. Total equity at Sept . 30 , was $ 39.2 million compared to $ 38.9 million at June 30 , an increase of $ 311,000 .

Home Loan Financial Corporation and The Home Loan Savings Bank are headquartered at 413 Main St . in Coshocton . The Home Loan Savings Bank has two offices located in Coshocton , a branch in West Lafayette , a branch in Mount Vernon , and a Branch in Newark .

Douglas J Speicher

Financial Advisor

45 Downtowner Plaza Coshocton , OH 43812 740-623-0560

Lisa Croft

Sr . Branch Office Administrator

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