November 3 , 2022 The Beacon • 7
Home Loan has report to give
Home Loan Financial Corporation , the parent company of The Home Loan Savings Bank , announced net income of $ 1,163,000 or $ 0.83 basic and diluted earnings per share for the quarter ended Sept . 30 , compared to net income of $ 995,000 or $ 0.71 basic and diluted earnings per share for the quarter ended Sept . 30 , 2021 , an increase of $ 168,000 .
This increase in earnings for the quarter was primarily attributable to an increase in net interest income of $ 566,000 , partially offset by an increase in the provision for loan losses of $ 55,000 , a decrease in noninterest income of $ 140,000 , an increase in noninterest expense of $ 158,000 and an increase in federal income taxes of $ 45,000 .
Total assets at Sept . 30 were $ 269.3 million compared to June 30 assets of $ 252.6 million , an increase of $ 14.8 million or 5.8 %. Total deposits at Sept . 30 were $ 217.1 million compared to June 30 deposits of $ 215.3 million , an increase of $ 1.9 million or 0.87 %. Total equity at Sept . 30 was $ 32.5 million compared to $ 33.1 million on June 30 , a decrease of $ 560,000 .
Home Loan Financial Corporation and The Home Loan Savings Bank are headquartered at 413 Main St . in Coshocton . The Home Loan Savings Bank has two offices located in Coshocton , a branch in West Lafayette , a branch in Mount Vernon and a branch in Newark .
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Coshocton County Youth Leadership had another program day on Oct . 19 .
We met at the Johnson- Humrickhouse Museum for our third meeting this year . This month ’ s meeting was based on the history of Coshocton County . It was a program day that was combined with the Leadership Coshocton County group , so the youth and the adults were able to get to know one another .
To start the day , we split up into two groups . One group listened to Casey Brown ’ s presentation about the restorations of Roscoe Village and Joe Kreitzer ’ s presentation about Coshocton ’ s advertising , and the other group went on a local history tour of the museum , led by Jennifer Bush . Along with the historical artifacts , she also showed us the “ behind the scenes ” of the museum . We switched groups , and then it was time for lunch at the Monticello III Canal Boat . We ate lunch that was provided by Medbery Marketplace as we took a ride on the boat . We listened to Edward Findley teach us about its history .
After lunch we traveled
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Coshocton County Youth Leadership and the Leadership Coshocton County adult group met for a joint program day . to the Coshocton Public Library , where a group of us watched a video in which Ken Smailes taught us more about Coshocton ’ s history . The other group learned about the local history room in the library ; volunteers from the Ohio Genealogical Society explained what it was all about .
Finally , the groups switched so everyone could experience each activity .
DELI
H Alpine Swiss ........................................$ 3.98 lb . Aged Guggisberg Swiss .....................$ 4.35 lb .
H Guggisberg Swiss ................................$ 4.15 lb .
H Baby Swiss ( Guggisberg )...................$ 4.35 lb . Lacey Baby Mini Horn ......................$ 3.95 lb . Farmers Mini Horn ............................$ 3.55 lb .
H Muenster .............................................$ 3.45 lb . Colby Mini ..........................................$ 3.55 lb . Pepper Jack Mini ................................$ 3.55 lb . Yellow American ................................$ 3.55 lb . Marble ..................................................$ 3.75 lb . Provolone ............................................$ 3.55 lb . Brick Cheese .......................................$ 3.45 lb . Guggisberg Butter Cheese .................$ 4.45 lb . Garden Vegetable ...............................$ 3.95 lb . Lacey Swiss ( Peal Valley ) ..................$ 4.35 lb . Mozzerella ...........................................$ 3.45 lb . Mild Cheddar .....................................$ 3.65 lb . Smoked Cheddar ................................$ 4.15 lb . Jalapeno Muenster .............................$ 3.85 lb . Chipotle Jack Cheese .........................$ 3.95 lb . Hot Pepper ..........................................$ 3.95 lb . Smoked Hot Pepper ...........................$ 4.25 lb .
H EZ Carve Ham ....................................$ 3.25 lb . Turkey Roll J . M . .................................$ 3.58 lb . Turkey Ham ........................................$ 3.95 lb .
H Turkey Breast ( Honey Roasted ) .......$ 4.95 lb . Trail Bologna . .....................................$ 4.98 lb . Chopped Ham ....................................$ 3.25 lb . German Bologna ................................$ 2.95 lb . ( Smoked Honey Cured )
H Off The Bone Ham .............................$ 4.25 lb .
H Virginia Ham ......................................$ 3.98 lb .
H Black Forest Ham ...............................$ 3.98 lb . Hard Salami ........................................$ 4.25 lb . Buffalo Style Chicken Breast .............$ 5.85 lb . Sandwich Pepperoni ..........................$ 4.45 lb . Off The Bone Ham ( Double Smoked )...............................$ 4.25 lb . Honey BBQ Chicken Breast .............$ 5.25 lb . Rotisserie Chicken Breast .................$ 5.45 lb .
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Submitted
We all learned a lot about Coshocton and its history , and we had so much fun .
If you have any questions concerning CCYL or if you want to know more , call Executive Director Betsy Gosnell at 740-622- 0010 or email bgosnell @ coshoctonfoundation . org .
This column was written by Hollee Sheneman , a member of the youth leadership class .
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