The Cleveland Daily Banner Sunday, January 10, 2016 | Page 36
36—Cleveland Daily Banner—Sunday, January 10, 2016
www.clevelandbanner.com
JoHn
PatteRs
on, 2015
district governor, presented
Ryan
Johnson as
Rudy Youth
of the Year.
steVe cRUmP was the speaker at the recent Cherokee District Ruritan meeting. From left are Mike Holland, 2016 district governor of
Morrison; Crump, 10th district attorney general; John Patterson, 2015 district governor; Don Ramey, national director; and Nicki Ramey,
2015 district secretary.
JoHn
PatteRson
named John
Bearlepp as
Ruritan of the
Year for
District.
DistRict commUnity seRVice aWaRDs were presented to Tommy Ledford, president Valley View; Rusty McMahan, president
North Lee; Don Ramey, president Harrison; Barbara Trentham, president Oak Grove; Donny Lakra, accepting for McDonald/Black Fox; and
Todd Shoemaker, 2016 president of Morrison; Dennis Brandon, accepting for Crossroads; Linda Melton, president Westside; and John
Patterson, 2015 District governor.
mike
HollanD was
installed as
2016 Cherokee
District governor by Don
Ramey.
2016 cHeRokee DistRict cabinet includes, back, Don Ramey, national director and installing officer; Glen Jones, chaplain; Lavell
Whitehead, Leadership Development co- ordinator; John Patterson, zone governor; Ryan Ogle, 2016 Lt. governor; Mimi Lowrey, Fund raising chair; Joyce Johnson, treasurer; WW Johnson, Growth and Development chairman; Jim McKinney, Foundation chairman; front, Marilyn
Williford Youth coordinator; Jean Pierce, Leadership Development associate; James Dobbs, Zone 4 governor; Linda Melton, district secretary; and Nicki Ramey, Zone 3 Lt. Zone governor.
WW JoHnson, Growth and Development chairman, presented
Harold Pearson the award for recruiting the most members.
IMAGINE IT.
Jim Holcomb, auctioneer, and John Patterson look at homemade candy made by Dennis Brandon. The peanut balls and coconut
balls brought $120 in the Foundation Scholarship auction.
Don
Ramey presented John
Patterson with
the outgoing
governor
plaque.
Insurance
From Page 1
the $100 a patient with highdeductible coverage might pay for a
doctor visit.
The cost of an office visit can
vary depending on factors like
where the doctor is located. If you
haven’t met your deductible yet for
the year, check with your insurer
or the doctor’s office to determine
the cost of a visit before making an
appointment.
— TRY SOMETHING NEW
Telemedicine is supposed to be
all the rage in 2016, with big insurers like UnitedHealth Group Inc.
expanding coverage and the drugstore chain Walgreens pushing a
smartphone app that lets patients
see a doctor without leaving home
or work.
Doctors have used video feeds
and other technology for years to
treat patients in rural areas or
remote locations. But experts say
growing smartphone use and customer demand are fueling a rapid
expansion of telemedicine into
everyday care.
If you’re worried about a high
deductible, you might want to
think about adding to your insur-
ance coverage. Companies like Sun
Life Financial offer accident coverage that will provide cash that
helps cover costs left behind by
shrinking insurance.
— USE IT, DON’T LOSE IT
This applies to flexible spending
accounts, which employers provide
to let their workers set aside
income before taxes to cover
health-related expenses. Resolve to
use your entire balance before you
lose it.
Check with your employer on
how that might happen. Some
companies may require you to
spend your money by the end of
the year or give you a grace period
into the new year. Many also allow
you to carry over as much as $500.
These accounts can help pay for
bandages, condoms or cough
drops, among an array of eligible
items, so think creatively if you
need to spend a leftover balance.
Those who can’t spend down
their accounts generally wind up
forfeiting less than $100, according
to WageWorks Inc., which administers benefits accounts for employers.
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