Team Talk 14 | Page 18

18 Debt Solutions Debt Mediation What makes Debt Mediation a viable alternative?  If you are not already blacklisted, it can be prevented,  Legal action, can be prevented where possible;      Alternative arrangements are made with your credit providers, on your behalf, to reduce your instal- ments; If you are over indebted, we can, apply the industry restructuring rules, avoiding a court process. If the rules are applied correctly, credit providers that are members of the NDMA are obliged to accept the proposal; You will be provided with an agreed, affordable and realistic monthly budget in order to resolve the situation in the shortest possible time; You will enjoy an improved financial position. We will:  Negotiate with your credit providers on your behalf.  Reduce your monthly repayments.  Save you money and increase your disposable income  Assist you to improve your ITC and Experian records – once your creditors are paid You will:   NOT be listed on the ITC by Credit Rescue. Pay one monthly amount for ALL your debt.  Know exactly how much you have available to spend each month.  Be able to focus and concentrate at work.  Be able to track all payments to creditors. Contact Stella on 072 680 54 92 18