14
THE BUSINESS
VALUE CREATING BUSINESS MODEL
PRE-SEASON
PLANNING
(PART 1)
SENWES AGRICULTURAL
SERVICES
Agronomic services as well as
technical and agri-economic
advice.
PRODUCER ACTIVITIES
Evaluation and recom-
mendations regarding
farming practices: Soil
surveying, crop produc-
tion planning and tillage
planning.
Negotiate credit.
Finance land and
equipment.
Insure inputs and
harvest.
SENWES CREDIT
Offers a variety of finance
solutions (e.g. seasonal credit,
monthly accounts and tailor-
made products to meet the
needs of our clients).
SENWES ASSET FINANCE
Finance solutions for agri-
machinery, implements and
bonds over fixed property.
CERTISURE AND UNIVISION
Credit life insurance, asset
insurance, wealth, retirement
and succession planning.
MOLEMI SELE
Value addition to credit life
insurance (underwriting and
reinsurance).
OVERVIEW | THE BUSINESS | STRATEGIC AND OPERATING CONTEXT | CORPORATE GOVERNANCE | FINANCIAL REVIEW
PRE-SEASON
PLANNING
(PART 2)
SENWES EQUIPMENT AND JD
IMPLEMENTE
Supplies new and used whole
goods and implements, as well
as precision farming equipment,
maintenance solutions and
spares for existing equipment.
HINTERLAND GROUP
Bulk orders and purchases
from wholesalers and input
suppliers of fertiliser, fuel,
seeds and pesticides.
GRASLAND ONDERNEMINGS
Negotiates agricultural lime
prices and volumes with
off-takers of lime, independent
of a third party.
CERTISURE AND UNIVISION
Asset insurance for clients.
PRODUCER ACTIVITIES
Evaluation and recommen-
dations regarding farming
practices continued: Soil
surveying, crop produc-
tion planning and tillage
planning.
Negotiates inputs.
Acquires capital goods.
Receives and upgrades
agricultural equipment.
Insures assets.
Repairs and replace-
ment of whole goods.