RWA Newsletter September 2013 | Page 16

Disaster Recovery & Succession Plans Where is Yours? by Peter Staddon As the bard once said “Is that a dagger that I see before me, handle towards my hand”. Those amongst us will know the rest of the quotation which of course comes from the “Scottish Play”. But what does that have in common with Insurance and moreover FCA compliance.? But there are other factors to think about, such as what was the proprietor doing? What business was he handling? Who is going to be the person handling complaints and noted on the FCA register? There are many issues here and they should all be addressed, preferably before an event. In the play the dagger was the instrument of death and Macbeth was seen walking aimlessly around in a nightmare following the events. That is exactly how an insurance broker will be in the event of an incident which could bring a business to its knees because there is no robust disaster recovery or business continuity plan in operation. One issue could be that within the office of the proprietor was a filing cabinet to which only he had the keys. When he left the office at night he would lock the cabinet and take the keys with him. That would indicate that there was confidential and possibly sensitive information being filed away. Moreover, it could also determine that there was personal correspondence as well as commercial correspondence. Who should open the cabinet and when? Does it form part of the estate and as such is under the control of the executors or is it business equipment - after all it is on the office premises? There may be a period of mourning which could prevent access as the family have the keys, but is it right and respectful to wait or should the legal representatives of both the family and the business meet to open and extract their appropriate documentation? Let me bring this up to date then. Recently we heard of the sad news of the death of Sir David Frost, a giant amongst men but always having time to converse for the smaller person, and I don’t mean in stature. Sir