Risk & Business Magazine Nesbit Agencies Winter 2018 | Page 5

16 WELCOME feature ADAM GRANT: STOP SERVING THE FEEDBACK SANDWICH CONTENTS 6 KATO CROSSFIT: From Philosophy To Reality 7 COVERING THE UNIQUE RISKS OF KATO CROSSFIT 8 KEEPING EMPLOYEES SAFE IN THE WORKPLACE 9 HOW SUCCESSFUL PEOPLE THINK Gary Vaynerchuk 12 HAPPY TO BE HEALTHY Gretchen Rubin 14 REFERRAL MAGIC Tony Rubleski 20 GREAT IDEAS NEED GREAT IMPLEMENTATION Jordan Belfort 22 SLOW MARKETING Ann Handley 24 FIVE WAYS TO BUILD YOUR BUSINESS Verne Harnish 26 GROUP COVERAGE VS MEDICARE AFTER AGE 65 29 TRUNORTH SOLAR Alignment Toward Stewardship And Sustainability 30 MITIGATING RISK IN A GIG ECONOMY I have seen small businesses fail for two reasons: they do not grow fast enough, or they grow too fast. It always seems odd that growing too fast can be an issue. However, it is easy to get a false sense of security when things are going well and business owners assume it will always be that way. Business owners can also become complacent about investing in necessary infrastructure, technology, and their employees, which puts the business in a mode of making reactionary decisions rather than proactive decisions that allow businesses to plan and budget properly. It is hard for many of us to be willing to change, especially when we have seen success in the past. To combat this complacency, I am a firm believer in lifelong learning— both for businesses and individuals. It is essential to be alert to changes in the economy, specific industries, and the world in general. I rely on a handful of reliable resources to provide this information to me on a regular basis. My goal is to have Nesbit Agencies Risk & Business Magazine be one of those important resources for you. So what are the changes small businesses should make today to position themselves for continued success in the future? A lot has to do with changing demographics. As people are living longer, careers are extended beyond what has typically been the standard retirement in the past. Meanwhile, younger people moving into the workforce need to have different skill sets than in the past to be able to fill available positions and adapt to a rapidly changing economy. And across all age groups, there is increased growth in freelance work, which requires both workers and employers to make adjustments in order to benefit from these arrangements. In the Winter 2018 issue of Nesbit Agencies Risk & Business Magazine, we have included articles related to some of these current issues, like insurance for freelance workers and contractors in the gig economy, and considerations for retirement-age employees in selecting Medicare over their employer’s group health plan. We also feature some of our diverse clients: one runs a fitness center, another is an HR service provider. At Nesbit Agencies, we have the expertise to help a wide range of businesses with all their insurance needs. We appreciate the opportunity to share this valuable information with you through our Risk & Business Magazine. If you’d like more information on any of the topics or businesses featured in this issue, we would love to hear from you. You can provide us with feedback by sending any inquiries or comments to [email protected]. Thank you. Sincerely, Jay Nesbit, Operations NESBITAGENCIES.COM 5