Risk & Business Magazine Miller Insurance Summer 2019 Magazine | Page 5

16 feature WELCOME SIMON SINEK THE SCIENCE OF WHY CONTENTS 5 LETTER FROM THE PRESIDENT 6 FIRE SAFETY CHECKLIST - BUSINESS 8 BARN FIRE SAFETY 9 YOU'VE GOT 18 SUMMERS Jim Sheils 10 GRIT WILL TAKE YOU FARTHER THAN TALENT Angela Duckworth 12 HOW SPONSORED CONTENT COULD KILL THE MEDIA Joe Pulizzi 14 7 CORE BELIEFS OF GREAT BOSSES Travis Bradberry 20 THIS ONE HABIT HOLDS TOP LEADERS BACK Judith E. Glaser 22 WHY IS IT SO HARD TO LIVE UP TO OUR VALUES? Shawn Hunter 24 SKILLS YOUR EMPLOYEES NEED TO BE TRAINED ON John DiJulius 26 FIRE SAFETY CHECKLIST - RESIDENTIAL Welcome to the summer edition of Risk & Business Magazine. In this publication, we have chosen to focus on fire and fire prevention as fire is the second leading cause of all insurance claims in Canada. Water claims continue to lead the way in number, but while water damage can be costly and inconvenient, fire losses almost always result in someone being displaced from their home or business. Virtually every home insurance policy covers damage caused by fire and damage to vehicles from fire or water is usually covered if comprehensive or all perils coverage car insurance was purchased. Because fire remains a big concern, how close your home is to a fire hydrant or fire station can have a huge impact on your insurance premium. When it comes to commercial risks, the type of businesses you have for neighbours also affects an insurance company’s desire to insure you. Fire prevention is not something that requires deep pockets or a lot of time. We’ve included some checklists and things to consider provided by Kincardine Fire Chief Kent Padfield. We’re sure you will find them useful. We also encourage you to reach out to your local fire department as many of them have risk assessment programs and would much rather have a discussion with you about preventing a fire at your farm or business than have to see you at a fire call. Contact any of our experienced professionals for advice and counsel on insurance and risk-management related matters. We are also happy to provide a no-obligation review and audit of your risk-management program. Sincerely, 28 8 TIPS FOR RENTAL PROPERTY OWNERS 30 TENANT'S INSURANCE Todd Farrell President WWW.MILLERINSURANCE.CA 5