Risk & Business Magazine Miller Insurance Spring 2022 | Page 27

FARM INSURANCE
pesticides , fruit , and vegetables . Produce insurance can also include spoilage of refrigerated produce ; and packaging , wrapping , and advertising materials for use with harvested produce .
• Equipment Breakdown coverage : Provides coverage for boilers and mechanical or electrical equipment that is owned or leased by a farm . It covers the sudden and accidental physical damage caused by failure of equipment . The coverage can also include loss of income caused by equipment breakdown .
• Loss of Income coverage : In the event of a covered loss for physical damage to a farm building or farm equipment , the policy will provide coverage for loss of income until you are able to begin normal farm operations again .
• Farm Umbrella Liability coverage : Provides excess farm liability over the primary limit of coverage on the farm policy . This can also be extended to provide excess automobile liability coverage .
Additional coverages come with additional costs , but removing insurance isn ’ t always the best way to reduce premiums . Call your broker and discuss ways to bring down premium costs while ensuring you have the coverage you need .
INSURE YOUR FARM WITH MILLER
Protect the fruits of your labour : insure your farm with Miller Insurance . We have a variety of coverage options available for your crops and livestock depending on your situation .
Our professional team is driven to provide innovative and personalized insurance solutions that exceed the expectations of our valued clients . That means that you ’ ll walk away with your unique assets and liabilities covered .
Take the next step in protecting your livelihood and contact us today . +

$ 1000 SCHOLARSHIP

In the spirit of mutual insurance , West Wawanosh Mutual Insurance Company is giving back to their community in the form of six $ 1000 scholarships !
These scholarships are available to the children of WWMIC policyholders for the upcoming 2023 / 2024 academic year and are intended to encourage and promote students as they pursue post-secondary education , either academic or technical .
A completed application and topic assignment must be received by September 30 , 2023 .
For More Information , Conditions And Applications Visit WWMIC . COM
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