FARM INSURANCE
Farm Insurance Options
The needs of any farm — from a small hobby farm to a largescale commercial farm — are as diverse as the crops and animals you raise . Whatever your focus , it ’ s vital to protect what ’ s most important to you and your business .
AGRIBUSINESS IS COMPLEX , AND THE INSURANCE POLICIES THAT COVERS IT CAN BE COMPLEX AS WELL .
Aside from the basics of making sure that your farm buildings are insured properly , you ’ ve got your equipment , your crops , and your livestock , and then all of the various forms of liability to consider .
Depending on the type of farm you operate , there may be other coverages you need to consider . Some insurance companies have programs that bundle the unique coverages needed by specific farming operation types like Dairy , Poultry , or Cash Crop . Areas to consider when looking at your insurance policy include the following :
• Livestock coverage : Covers farm animals such as cattle , sheep , goats , poultry , rabbits , mink , horses , or others against perils such as fire , falling objects , or theft . Optional coverages are also available for risks such as heat prostration .
• Produce coverage : This provides coverage for harvested crops or any agricultural product of the soil such as seed , feed , fertilizers , herbicides /
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