Risk & Business Magazine JGS Insurance Winter 2023-2024 | Page 2

PUBLISHER MANAGING EDITOR
GRAPHIC DESIGN
CONTENT COORDINATOR
ADVERTISING CONTRIBUTORS
PHOTOGRAPHY
Tulip Media Group Erika MacLeod Jessica Embree Tania McIntyre Robyn Yao
Alicia Ambrose
Eric P . Wokas Robin Robins David Velasco Gwenyth P . Luu Nick D ' Onofrio Shaun Stanton Jim McCormick Mike Michalowicz Russell Uhrig
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SHAUN STANTON

WHY BENEFIT ADVISORS ARE ESSENTIAL TO EFFECTIVE HEALTH BENEFIT MANAGEMENT

CONTENTS

3 LETTER FROM VINNIE HAGER
4 AUTOMATED GUIDED VEHICLES Eric P . Wokas
5 WHAT ARE E-MODS AND WHY DO THEY MATTER ? Gwenyth P . Luu
6 THE 4 " MUSTS " FOR A SUCCESSFUL USP Robin Robins
8 WHAT I LEARNED FROM A BROKEN PARACHUTE Jim McCormick
10 WAKE-UP CALL FOR SMALL BUSINESS OWNERS Mike Michalowicz
12 UNVEILING THE FUTURE OF INSURANCE Nick D ' Onofrio
13 THE SEC ’ S NEW CYBERSECURITY RULES Russell Uhrig
15 HOW TO SAFELY MANAGE COMMUNITY E-BIKES AND SCOOTERS David Velasco
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