Risk & Business Magazine JGS Insurance Summer 2017 | Page 2

PUBLISHER EDITOR GRAPHIC DESIGN CONTENT COORDINATOR Carle Publishing Inc. Erika MacLeod Jessica Cook Stacey Cowperthwaite CONTRIBUTORS Alicia Ambrose Anurag Sharma Barry Fields Dr. Brad Smart David Emerald Desiree Meshki Gwenyth Luu Jack Daly John DiJulius John Salvador Meaghan Tyndale-Williams Michelle Harris Mike Michalowicz Patrick Bet-David Ross Rutman Ryan Fleming Ryan Hager Dr. Travis Bradberry Verne Harnish Vinnie Hager ADVERTISING (Local) Ross Rutman PHOTOGRAPHY All images sourced from Carle Publishing Inc or iStockphotos.ca unless otherwise identified. 960 Holmdel Rd, Holmdel, NJ 07733, USA www.jgsinsurance.com JGS Insurance Risk & Business Magazine TM is published by Carle Publishing Inc. All content, copyright © 2017, Carle Publishing Inc. All rights reserved. Risk & Business Magazine TM is a valued and recognized trademark of Carle Publishing Inc. This publication may not be reproduced, all or in part, without written consent from the publisher. Every effort has been made to ensure the accuracy of all content in this publication, however, neither the publisher nor JGS Insurance will be held responsible for omissions or errors. Articles, reports and information contained herein reflect the views of the individuals who wrote or prepared them and do not necessarily represent the position of the publisher or JGS Insurance. The material herein is intended for educational and informational purposes only. Nothing herein is to be considered the rendering of insurance advice for specific cases or circumstances. Communication of any legal information contained herein does not constitute an attorney-client relationship, nor convey legal advice or recommendation of any kind. Do not rely on information contained herein to replace consultation with qualified brokers, attorneys or other professionals in your jurisdiction. Please address all editorial and advertising inquiries to Carle Publishing Inc., Email: erika@ carlepublishing.com. Carle Publishing Inc. is not held responsible for the loss, damage or any other injury to unsolicited material (including but not limited to manuscripts, artwork, photographs and advertisements). Unsolicited material must be included with a self-addressed, overnight-delivery return envelope, postage prepaid. Carle Publishing Inc. and JGS Insurance will not give or rent your name, mailing address or other contact information to third parties. Subscriptions are complimentary for qualified individuals. CARLE PUBLISHING Toll Free: [phone], Fax: [phone] Email: [email protected] Website: www.carlepublishing.com