Risk & Business Magazine Gifford Associates Spring 2017 | Page 4

PUBLISHER EDITOR GRAPHIC DESIGN CONTENT COORDINATOR Carle Publishing Inc. Erika MacLeod Jessica Cook Stacey Cowperthwaite CONTRIBUTORS ADVERTISING (Local) Alex Maness Dr. Brad Smart David Emerald Jack Daly Jim Mahood John DiJulius Mike Michalowicz Patrick Bet-David Steve Montcalm Tim Tokrud Dr.Travis Bradberry Verne Harnish Tim Tokrud PHOTOGRAPHY All images sourced from Carle Publishing Inc. or iStockphotos.ca unless otherwise identified. CARLE PUBLISHING Toll Free: [phone] Fax: [phone] Email: [email protected] Website: www.carlepublishing.com 346 Moodie Dr., Ottawa, Ontario K2H 8G3 613-596-9101 www.giffordassociates.ca Gifford Associates Risk & Business Magazine TM is published by Carle Publishing Inc. All content, copyright © 2017, Carle Publishing Inc. All rights reserved. Risk & Business Magazine TM is a valued and recognized trademark of Carle Publishing Inc. This publication may not be reproduced, all or in part, without written consent from the publisher. Every effort has been made to ensure the accuracy of all content in this publication, however, neither the publisher nor Gifford Associates will be held responsible for omissions or errors. Articles, reports and information contained herein reflect the views of the individuals who wrote or prepared them and do not necessarily represent the position of the publisher or Gifford Associates. The material herein is intended for educational and informational purposes only. Nothing herein is to be considered the rendering of insurance advice for specific cases or circumstances. Communication of any legal information contained herein does not constitute an attorney-client relationship, nor convey legal advice or recommendation of any kind. Do not rely on information contained herein to replace consultation with qualified brokers, attorneys or other professionals in your jurisdiction. Please address all editorial and advertising inquiries to Carle Publishing Inc., Email: erika@carlepublishing. com. Carle Publishing Inc. is not held responsible for the loss, damage or any other injury to unsolicited material (including but not limited to manuscripts, artwork, photographs and advertisements). Unsolicited material must be included with a self-addressed, overnight-delivery return envelope, postage prepaid. Carle Publishing Inc. and Gifford Associates will not give or rent your name, mailing address, or other contact information to third parties. Subscriptions are complimentary for qualified individuals.