Risk & Business Magazine General Insurance Services Magazine | Page 4

Gain control over your healthcare costs Mark L. Phillips William S. Kaminski Nicholas T. Otis Martin W. Kus David P. Jones Anthony G. Novak Mark A. Lienhoop Matthew J. Hagenow Alyssa N. Speichert James W. Kaminski Kristina J. Jacobucci RETIRED John E. Newby (1916-1990) Daniel E. Lewis (1910-1997) Leon R. Kaminski Daniel E. Lewis, Jr. Arthur L. Roule, Jr. Gene M. Jones Perry F. Stump Edward L. Volk 916 Lincolnway, La Porte, IN 46350 219.362.1577 (La Porte) 219.879.6300 (Michigan City) nlkj.com Healthcare out of control? Change the status quo. EmCap ® is an innovative funding strategy that puts small and midsize companies in charge of their own employee health plans. You can gain control, transparency, and stability – and the opportunity for real cost savings. Take control today with EmCap. To learn more, contact: Craig Menne General Insurance Services [email protected] Shawn Lanter Berkley Accident and Health [email protected] This example is illustrative only and not indicative of actual past or future results. Stop Loss is underwritten by Berkley Life and Health Insurance Company, a member company of W. R. Berkley Corporation and rated A+ (Superior) by A.M. Best, and involves the formation of a group captive insurance program that involves other employers and requires other legal entities. Berkley and its affiliates do not provide tax, legal, or regulatory advice concerning EmCap. You should seek appropriate tax, legal, regulatory, or other counsel regarding the EmCap program, including, but not limited to, counsel in the areas of ERISA, multiple employer welfare arrangements (MEWAs), taxation, and captives. EmCap is not available to all employers or in all states. ©2018 Berkley Accident and Health, Hamilton Square, NJ 08690. All rights reserved. BAH AD 2018-02 1/18 www.BerkleyAH.com Your insurance is no different. Safeco Insurance® agents make sure your bases are covered without breaking the bank. They take the time to understand your personal insurance needs and provide unbiased local advice you can trust. Proud to Support Proud to support our friends at General Insurance Services General Insurance Services (219) 879-4581 www.genins.com