Risk & Business Magazine Gamble HUB International Fall 2015 | Page 30

R
&
That Fits Your Needs
B Coverage
The Advantage of Professional Insurance Programs
BY: BARRY HOGAN, PRESIDENT, GAMBLE HUB INTERNATIONAL

P

rofessional programs are a way that
insurance companies and brokerages
can provide benefits to their existing and
prospective clients, should those clients
meet certain requirements. These can
include anything from new car programs
to specialized coverage for specific
business areas. The only issue with this,
of course, is that the only way to get into
some of these specialized programs is
to have a brokerage that specializes in
Program Insurance business. That is one
of the areas where HUB International is
able to excel.
Most firms, unfortunately, are unable to
provide access to these large programs
simply because they (the firms) are small
or localized. Without a large enough
client base, the access just isn’t there.
That isn’t to necessarily say that there is
anything wrong with smaller brokerage
firms, but it is a negative when it comes
to business program access in particular.
HUB International, being one of the
largest brokerage firms operating in
North America, is able to provide access
to those programs. It allows small,
localized, businesses to gain access to

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some programs that only large insurance
brokerages were able to get before.
That, of course, is a bonus to the clients
who work with us at Gamble HUB
International.

well aware of the special attention which
is required in this area. They are able to
provide high quality insurance brokerage
that addresses the often sensitive nature
of the exposures that they can face.

One of the programs, the professional
liability insurance group program,
which is offered by HUB International is
especially interesting. This includes many
specialized policies which are aimed
at helping everyone from architects
and lawyers to biologists and medical
professionals. These programs are able to
cover sensitive, unusual, or very specific
a