Risk & Business Magazine Branch Benefits Consultants Spring 2017 | Page 8

RENTING A VEHICLE Renting A Vehicle For Business Use RENTAL, SAFETY AND ACCIDENT PROCEDURES I f your business travel includes renting a vehicle, safety is a necessary consideration. The following provides information about leasing a vehicle, safely operating a rental vehicle and what to do in the event of an accident. BY: CYNTHIA BENAVIDEZ BRANCH BENEFITS CONSULTANTS phone while driving. • • Always drive the speed limit. • In bad weather conditions, slow down and drive cautiously. If the weather becomes too severe to safely drive, pull over at the nearest safe place and wait it out. • Do not drink and drive. BASIC RENTAL PROCEDURES • List both your company and your name on the rental agreement. • List your company’s business address, not your home address, on the contract. • If physical damage coverage for commercial auto policy is not necessary, waive the coverage. • Do not purchase gas from the rental agency. Rather, fill the vehicle prior to returning it. If you start to feel tired or drowsy while driving, stop and take a break. IN THE EVENT OF AN ACCIDENT • Stay calm. Do not argue with others involved in the accident. • Call an ambulance if anyone is injured. Assist those injured but do not administer first aid unless you are qualified. WHEN DRIVING A RENTED VEHICLE • Use seat belts at all times. Let other workers ride with you only if the vehicle has a seat belt for each person. • Call the police. Do not discuss what happened with anyone except the police. • • Do not admit responsibility for the accident, or sign a statement. • Do not disclose policy limits to anyone. • Telephone a report to your company and fill out the company’s “What to do in Case of a Claim” form. + • Before you begin driving, check your map and become familiar with vehicle’s mirrors, lights, wipers, windows and other components, and make adjustments as needed. Do not use your cell DON’T FORGET… WHEN TRAVELING FOR BUSINESS, ALWAYS CARRY YOUR AUTO IDENTIFICATION CARD WITH YOU. IT IDENTIFIES THE COMPANY’S POLICY NUMBER, EFFECTIVE DATE AND INSURANCE CARRIER. 8