Residential Guidebook Residential Guidebook 2013 | Page 8

GETTING STARTED Are You Ready To Buy? Taking the first steps L et’s say one morning you wake up and rea l iz e t hat, yes, buying a home is the right thing to do for you. You’re tired of throwing away money on rent and f i g u r e t h a t it ’s time to get into a home of your own. But you have reservations. After all, if it’s your first time, you’ve got questions. You might be a l it t le ner vous t hat you’ l l mess up, and it’s normal to feel that way. You are probably spending hundreds of thousands of rands and mak ing the most important financial purchase of your life. You will find that being an informed individual about the home buying process is empowering for you. Lucky for you that you came to the right place. So why should you buy a home? Well not only does it make a great investment option but it is the start of your early retirement plan. Property is a great asset and will earn you money while you pay off a bond, and once you have paid off your bond, you can buy more property leveraging the one you already have. And before you know it, you have 5 or 10. What should you consider before you buy your first property? There are three things, firstly location, secondly price and lastly, the type of investment you have in mind with your property. 6 Residential Handbook 2013 So let’s get started buying your first home! Location, location, location If you’ve heard it a hundred times before, it is because it is an absolute fundamental principle of property investment. You may also have heard that it is better to buy the worst property in a good location, than the best property in a bad location. People have different needs and what is going to appeal to one, isn’t going to appeal to another. A single person, for example, may well look for an apartment that is close to all the action of city life. Those will small children are more likely to look at quieter neighbourhoods with little traffic, while older buyers may consider the proximity of shopping centres, hospitals and other factors before buying a home. The advent of Google Maps and the like have made the buying process easier for those looking to invest in www.reimag.co.za