REI Wealth Monthly Issue 6 | Page 24

PROPERTY INVESTING IN JAPAN – THE LAND OF THE RISING SUN ZIV MAGEN field. And, I was willing to "sacrifice" the growth factor, which Japan has seen none of in the last two decades, in exchange for the healthiest returns any of the four countries could provide. If capital growth ever returns to the land of the rising sun, as Goldman Sachs, TPG, Price-Waterhouse-Coopers and many more of the world's bigger players seem to be betting on since 2011, well, that would be the icing on the cake from my perspective. But, I'm perfectly content with a constant, steady and reliable 10-15% pre-tax per annum that Japan real estate investing provides, even if that growth never eventuates. b) Affordability means versatility. Japan, as opposed to Australia, New-Zealand, and DEFINITELY as opposed to Singapore, which is one of the world's most expensive and luxurious property markets, seemed to offer tenanted or easily tenanted properties for as low as $20,000 apiece. Compared with the minimum $150,000 (at a serious stretch) that any of the other countries had on offer, I was looking at 7-8 units, as opposed to a single property anywhere else. Which, from my perspective, means 1/7 or 1/8 times the risk factor, since, if I lose a single tenant, I've only lost a fraction of my monthly cash flow. In fact, my portfolio would remain profitable, or at least break even, should even half of those 7-8 properties stand empty. And, if I spread those properties out geographically, which is obviously not possible when you own just the one, I'm quite unlikely to have more than one or two standing empty for any prolonged period of time. Compare that to where I'd be standing with the single, $150,000 property. If it stands empty for longer than a month or two, my entire annual income could be in the red as a result. There would be little, to no, options of recovery if the particular (singular) area I chose to invest in suffers from any kind of economic, natural or social disorder for any prolonged period of time (see "mining towns", for instance).