Realty411 Magazine Feautring Memphis Invest | Page 37

and insurance, thereby leaving you with a bit of a positive cash flow and a large share in future equity build-up from principal reduction and appreciation… and all without credit qualify- ing or a down payment. Remember that this type of “seller” is not worried about money upfront (as there is no equity to sell) or allowing you and your resident co-beneficia- ry take over his Pain and get him away from his cash-drain and the threat of foreclosure and deficiency judgment. Your resident beneficiary is not con- cerned about the over encum- brance, as he only cares about an affordable payment and a much nicer home than he could ever afford otherwise. Also… if the monthly payment is way out of line for that type of prop- erty, the seller (relinquishing party) won’t mind paying a part of it (perhaps just the property tax and/or insurance), which will be a lot better for him than the amount he’s been paying: i.e., the full mortgage payments PLUS property tax, insurance and homeowner’s association dues. In the above scenario, ask yourself whose credit is at risk here; who is making the pay- ments for you; who is getting a free house (or part of one); and who has a virtually risk-free real estate investment despite having had no cash or credit to start off with. Want more free houses? NARSCor offers a mortgage amelioration program where- by we effect mortgage loan elimination, and then sell the property, sharing our proceeds with our finders and network members at the rate of 10 to 50 percent of our profit potential. (For example, on a $1 million eliminated or compromised mortgage, depending upon your status with us (Finder or paid Network Member), you either get $50,000, $125,000 or Realty411Guide.com $250,000 when I sell the prop- erty following our expunge- ment of the loan. Our success thus far = 100 plus transactions closed; 150 in various stages of progress and 15 new closures in final negotiations. To initiate handling for a homeowner (in foreclosure or not…even after the bank’s sale of the proper- ty), we need $7,995 upfront for a refundable Trust Contingen- cy Fund in order to handle the transaction, and that money is always fully refunded (100%) in full whether we would be successful or not. More free houses? Bring us a short sale that we can close and you’ll end-up with 10, 25 or 50 percent of the profit upon re-sale. More? Find a large, fur- nished home that would be desirable as a prime vacation home, that is (may be) over- encumbered (and where the payments are too high for the owner); then agree to take over the payments and man- agement responsibilities. You then put the property into the NEHTrust™ and bring in as many co-beneficiaries as you want who will use the property for a specified number of days or weeks per-year. Divide the current monthly obligation by 10 or 12 to establish what each of your co-beneficiaries will pay per-month for their share, and you then charge, say $10,000 to $15,000 from each party for their respective “time share” rights. It’s easy to calculate what your up front moneys are going to be and how much monthly positive cash flow you will have with, say, twenty co-beneficiaries. A couple of these might set you up nicely for life. Be sure to read the second part of this article, with the answers to The List in the next issue! For information on Bill Gat- ten, email bg@landtrust.net CONTACT US BILL GATTEN CENTER for Wealth & Education 6520 Platt Ave., St. 548 West Hills, CA 91307 1 800 409 3444 FAX 1 800 967 0333 home@landtrust.net www.landtrust.net PAGE 37 • 2011 Bill Gatten Renowned Author National Lecturer & Investor reWEALTHmag.com