PSL on the Pulse (02/13/26) Vol. 10 Issue 2 | Page 20

Emergency Management

Flood insurance: An important tool in your preparedness toolkit
Flooding is the most common and costly natural disaster in the United States, yet many property owners remain unprotected against its financial impacts. Standard homeowners and commercial insurance policies do not cover flood damage, leaving families and businesses vulnerable to significant out-of-pocket expenses when flooding occurs.
The City of Port St. Lucie participates in the National Flood Insurance Program’ s Community Rating System( CRS) to help inform residents and mitigate future flooding. Homeowners and renters insurance typically do not cover flood damage, so consider purchasing flood insurance today. Without it, FEMA assistance( if granted) could only provide minimal aid. With flood insurance, you would be covered, even if you are not in a marked flood zone.
All of Florida is susceptible to flooding, so protect the life you’ ve built with flood insurance. For more information on flooding and flood insurance, visit the City’ s flood hazard page at cityofpsl. com / flood or contact your local insurance agent.
Every property is vulnerable to flooding; don’ t wait till it’ s too late! Flood insurance policies have a 30-day waiting period before they go into effect.
2026 Florida Severe Weather Awareness Week
Florida’ s Severe Weather Awareness Week was observed Feb. 2-6.
Organized by the National Weather Service and Florida Division of Emergency Management, it offers an opportunity for communities and residents throughout the state, including those on the Treasure Coast, to enhance their preparedness plans before severe weather occurs.
This campaign emphasizes the dangers that Floridians face and outlines simple measures residents can take to ensure their safety and the safety of their loved ones.
Considering Florida ' s evolving weather patterns and the possibility of severe storms, it is essential to remain informed and prepared. For more information on these hazards and how to prepare, you can visit www. cityofpsl. com / EM.
www. CityofPSL. com / EM
20 ON THE
PSL PULSE