Pro Installer February 2019 - Issue 71 | Page 16

16 | FEBRUARY 2019 News Read online at www.proinstaller.co.uk VAT CHANGES - ARE YOU READY? Even though it’s now the law and the deadline is only weeks away, many installers are still unaware of MTD, also known as Making Tax Digital. That’s OK if you’re not VAT registered, but otherwise compliance is looming. Dig around in your pile of papers marked “must do something about this sometime” should be a letter from HMRC explaining things. Benjamin Dyer, CEO of Powered Now, provides the lowdown. MTD is an initiative from HMRC designed to drag them- selves (and us in the process) into the current century. Like most regulations, it is deeply unpopular with both accountants and businesses, apart from soft- ware companies like my own, that can scent opportunity. The point of this article is neither to agree, disagree or challenge any of these views. Rather, it’s to simply state the facts and find pragmatic ways of moving forward. Making Tax Digital – the need for an audit trail The key change with MTD is that businesses will need to keep an electronic audit trail of what they have submitted to HMRC. Although this will start with VAT only, in time it will roll out to profit and loss returns and then to every interaction with the tax authorities. Another way of putting it is that communications with HMRC will have to be justified with electronic records that show how any numbers submitted were put together. This means that everyone must have an electronic record of sales and costs, paper is no longer good enough. More than just VAT HMRC have a rolling pro- gramme for implementing MTD that will run for several years with many parts. Some small bits have already been implement- ed but the biggest so far will be VAT. The following deadline will involve every business with annual sales over £10,000. This includes sole traders, and everyone will have to submit a quarterly profit and loss return. In the worst case, that’s just over a year away although there may be a delay. In contrast, HMRC have currently paused MTD for personal tax for now. The deadline The big pending deadline for VAT registered installers is April 2019. For any VAT period starting after that date you will need to sub- mit your return through the MTD service. The current web-based way of submitting VAT returns will be withdrawn. Remember the key new requirement is that VAT returns must be submitted to the electronic MTD VAT portal. The VAT return must be directly and electronically calculated from a list of costs and sales held on computer. As you might expect, there are some exceptions and some busi- nesses do not have to comply with MTD. But don’t get your hopes up, either this is highly unlikely to apply to you or there will only be a brief reprieve. exemptions will ‘ only apply to a tiny minority ’ The people who can perma- nently dodge the bullet are those that object on religious grounds. However, before you dust off your objections remember that you will have to be a member of a religious order that refuses the use of elec- tronic devices, you must have reg- ularly attended their services and been generous with your dona- tions. In other words, don’t bother. You can also get an exemption if no internet connection is available, but I doubt if you operate your installer business from a small unpopulated island in the Scottish Hebrides. It’s fair to say that these exemptions will only apply to a tiny minority. There are also different rules for companies with annual or month- ly returns and one or more other situations that won’t apply to in- staller businesses. For these com- panies, their deadline will be 6 months later on 1st October 2019. HMRC say this comprises 3.5% of VAT registered businesses. Still little awareness We’ve been trying to raise awareness of MTD across the trade industry but frankly it’s been tough going. Few people running trade businesses enjoy paperwork and paperwork involving comput- ers about tax must tick just about every negative box in the book! When you think about what a big change MTD will bring to the tax administration system, it does seem incredible what a small amount of press coverage there has been. Maybe it’s another vic- tim of our Brexit obsession? There are now 100 businesses joining the MTD for VAT pilot pro- gram each day, up ten-fold in the last few months. HMRC are over- run with software companies trying to get their solutions through testing. Given all of this and the fact that the deadline is so close, it seems highly unlikley that this par- ticular deadline will be put back. HMRC have already spent a huge fortune on the implementation and are deeply committed. Several oth- er countries have similar programs that are several years ahead of the UK and working well. Despite all of this, many install- ers still aren’t aware of MTD. A survey by Xero even found that 25% of accountants hadn’t heard of MTD a year or so back. In Pow- ered Now’s survey of our custom- ers, conducted mid 2018, only 15% had heard of it. The hit for installers Many changes in legislation cause costs for businesses and MTD is unlikely to be different. However, it does offer some sav- ings in the medium term as it is fundamentally easier and cheaper to run a business on a computer than from memory and bits of paper. The initial learning curve just has to be overcome first. Every business that reports VAT quarterly will need to comply after April. People ignoring the deadline will find themselves with heavy fines although HMRC have said that they will go easy on companies that have tried hard but are struggling with MTD.