Creating Assets, Savings, and Hope
Volume 2, Issue 2
2013
Letter from the Director
We just sprang forward with Daylight Savings Time and even though the
weather was pretty chilly we know that spring is on its way. I love spring. I
love the warmth, the tweeting birds, the grass and the trees turning green,
and all the freshness that comes with spring.
I also like gardening, planting the seeds in the ground and anxiously
watching for them to come up. What I do not like is all the weeding and the
watering it takes to keep the plants growing. It seems like a never ending
chore. And, I must admit there are times when I just want to say, “forget it…
.I’m tired of gardening and I want to do something fun.” But, then, I remember that without
this investment of my time and energy, I will not reap the harvest of fresh vegetables…
those delicious green beans, and tomatoes and cucumbers, and peppers. So, I keep on
working and imagining the day when that first ripe tomato will be ready to pick or when
there will be enough green beans to cook for dinner. This may sound silly, but I think
perhaps my vegetables taste even better because I worked so hard cultivating them.
You may feel the same way about your savings. It was pretty exciting when you first
opened that CASH savings account but now that you have made
those monthly deposits for a while, you might just want to say,
“forget it…I’m tired of saving and want to do something fun.” I can
understand but remember, without the regular consistent planting
of your money into that savings account, you will never have a
harvest. The only way to reach your goal and purchase your asset
is to save….month after month after month.
And, unlike my garden, hail, high winds and drought will not
hurt your harvest. Your savings are not only insured, but we are
matching them 2:1. That is what I consider a real bumper crop.
HAPPY SPRING!
Through education and asset building, the Creating Assets, Savings, and Hope Program empowers low to moderate
income households to achieve financial self-sufficiency by teaching new habits of financial responsibility.