Plant Equipment and Hire January 2019 | Page 29

BUSINESS AFFORDING SMME CONTRACTORS THE CHANCE TO REALISE THEIR POTENTIAL Dynapac SA introduces Dyn@fin — a flexible financial solution that assists SMME contractors to acquire and own compaction and road surfacing equipment. Small, medium, and micro enterprises (SMMEs) as well as other developing contractors have in the past and are currently still experiencing extreme challenges to acquire their own construction equipment. This is due to limited access to finance and the associated stringent credit affordability measures through the normal financial institution processes. In addition to severely hampering the development of these businesses in realising their growth potential, it also presents a problem to the development goals of the construction sector and industry. Recognising this challenge, Dynapac SA has introduced a simple, flexible, and affordable financial solution called Dyn@fin, which makes it possible for up-and-coming South African contractors to acquire and own compaction and road surfacing equipment. The finance package offers ownership of the equipment at the end of the customer’s selected repayment period, irrespective of the purchase plan. “This unique and innovative finance package stems from our understanding of the importance of developing the SMME construction sector so it can play a more meaningful role, not only in the construction industry but also in the larger South African economy,” affirms Neville Marthinussen, business line manager at Dynapac South Africa. Dyn@fin has placed specialist yellow metal finance management in control of the finance process with simple, easy-to-follow steps to assist customers in obtaining finance in a faster and much more efficient way compared to conventional methods. Various payment options are available, and Marthinussen points out that each plan and option is tailor-made to suit the customer’s current requirements and business capabilities. “We are proud of the fact that the programme was developed in South Africa especially for the South African market, with the support from our regional and global management teams,” says Marthinussen, who reveals that they are in the process of rolling the programme out to all players in the broader construction industry. “We want to be part of the solution to development of the industry and, through the support of our solid financial assistance, we are empowering SMME contractors to create jobs, upskill people, and uplift communities, ultimately making a valuable contribution to the South African economy,” concludes Marthinussen.