The benefits of Aetna
SPONSORED BY AETNA
As a member of the State Health Benefits
Program (SHBP), you have great medical
and dental plan options to choose from that
will fit any lifestyle and budget. Our goal is
to make your experience with enrolling in
health coverage simple. That’s why we have
the following options available to active
employees this Open Enrollment! You can
also learn more by also visiting our website
at www.aetnastatenj.com
Aetna plans made simple for SHBP Members
Medical Plan Options
The Aetna Liberty Plan
You have the liberty to choose with the Aetna Liberty Plan! Select
the Aetna Liberty Plan if you want a lower monthly-premium and
low out-of-pocket costs when visiting Aetna’s Tier 1 providers. The
Aetna Liberty plan is easy to use and allows access to specific
providers in Aetna’s Liberty Tier 1 or Tier 2 networks. Aetna’s Liberty Plan has New Jersey and nationwide network access.
Aetna Freedom Plans
With Aetna’s Freedom PPO Plans, you have the freedom to visit
any health care professional nationwide — in or out of the Aetna
network. Aetna Freedom plans have either a modest deductible or
no deductible, and require a copay or coinsurance. Preventive care
is covered at 100% — without a copay.
The Aetna HMO Plan
Choose the nationwide HMO Plan if you like predictable costs. The
Aetna HMO Plan is simple to use, and is like the plan you have this
year. You can keep your existing primary care physician (PCP). Simply call your PCP whenever you need care. Your PCP will also refer
you to a specialist whenever you need one. How simple is that?
Aetna Value Plans
An Aetna Value HD Plan allows you to get more value with a low
premium in exchange for a high deductible. Need to see a doctor
— enjoy the freedom to choose any health care professional — in
or out of the Aetna nationwide network. You can also build a taxadvantaged Health Savings Account to put money aside for qualified health care expenses or even save toward retirement with
pretax dollars.
Dental Plan Options
Aetna offers the only nationwide PPO dental plan, the Aetna Dental Expense, to SHBP members, as well as an affordable DMO dental plan known as the Aetna Dental Plan Organization. Take a look
at all the plans, the providers available under each of the plans, as
well as our discount programs at www.aetnastatenj.com or
contact our dedicated member services team at 1-877-STATENJ.
Earn More with NJWELL
Aetna also supports the SHBP NJWELL Program. Year 3 of the program begins on Nov. 1. Learn how NJWELL works and earn up to
$250 for you and your eligible spouse/partner by visiting us at
www.myactivhealt