NJ Cops May 2014 | Page 23

NEW JERSEY COPS ■ MAY 2014 T H E LO C A L 600 P A G E For Retired Police and Corrections Officers The benefits of Local 600 Retired Police & Corrections Officers are eligible to join Local 600, which is located at the NJ State PBA office in Woodbridge. Annual dues are $50 and benefits of membership include: • Maintaining dual membership in your current Local and Local 600 • Five Safety Cards per year • Access to the “Members Only” section of the NJSPBA Local 600 website, which includes optional benefits such as financial planning, Aflac Insurance and information about dental and vision insurance plans, life insurance plans and purchasing memorial property • Monthly delivery of New Jersey COPS magazine, the official publication of the NJ State PBA. • A monthly State PBA Watch List which updates legislation affecting current and retired PBA/PFRS members. • A list of job openings for retired officers. • Survivors Bulletin • Annual newsletter • Monthly luncheon meeting: Second Tuesday of each month. Log on to www.njspba600.org for location and time 23 You are covered for life Local 600 has secured a relationship with an agency that can provide access to life insurance offerings designed specifically for NJSPBA Local 600 members, and come Memorial Day, this benefit will begin to be available. “We’ve been trying to set this up for a while but it’s been a bit of a struggle to find the right insurance company that would offer the best programs for our guys,” says Local 600 Benefits Coordinator Jim Toma. “We had to take into account everything including geography, since many of our guys live all across the U.S.” To meet the needs of the members, these programs require two fundamental elements: First, they require the ability for members to speak directly with licensed agents that not only represent the finest carriers such as Prudential and Met Life, but who are also familiar with Local 600. These agents will be available to consult with and assist in obtaining the best program at the best price. “Because of the ages of our guys and their various states of health, it’s been hard for some to get insurance. But with guaranteed issue, now everyone will qualify. I think it’s going to be one more asset to our members.” JIM TOMA Second, the products offered must meet the needs of all of the members. Some members will be able to qualify for the best products currently available due to their good health history. However, there will also be other members who cannot qualify for life insurance due to current or past medical issues. With the Local 600’s new programs, members who previously didn’t qualify now can. Included in the new relationship are coverage offerings on a guaranteed-issue basis with no questions asked. This means that members between ages 45 and 85 that may have or have had major or debilitating illnesses now have options to obtain coverage. “Because of the ages of our guys and their various states of health, it’s been hard for some to get insurance,” Toma explained. “But with guaranteed-issue, now everyone will qualify. I think it’s going to be one more asset for our members.” Members can get started by visiting Local 600's exclusive benefits page at www.njspba600.org to learn more about this program and to connect with someone who will be able to help you shop for the best program that fits your needs. d